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原帖由 过路客 于 2006-2-7 08:04 发表! d0 i, a$ l; S8 i9 t
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
: E" Y! q* u4 A) ^2 u, M9 D; EHouse Price = 280,000
& g n! Y# W4 X: }% D- lDown Payment = 98,000 (35% of total price)& _' Y4 I# @' @) W
LOAN = 182,000 7 m! h9 U/ i" Z% J$ G
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) * B) f( D1 F; i" _$ q5 ?9 ~. q: q
YEAR = 25 8 J) J, W: `6 O8 c2 k
MONTHLY Installment = $1,034 " `( [) i8 \/ h( L6 I" {0 p
/ A5 o* c: e0 E$ \; g( U
Property Tax : $250
, j. `% W; _* h: M* r7 z& y* gGas+Elect.+Water : $350! o6 r; N$ |5 ]8 V R. _
Misc. cost: $100
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1 U4 ]! C2 e1 k! ]Total Monthly: $1734 (Just a rough estimate based on rule of thumb)' ^; P B }( M2 `8 K. G) l
# ?, L2 Y* ]9 T) V( Q[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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