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原帖由 过路客 于 2006-2-7 08:04 发表) i& X P1 \& |! {4 N: f
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
4 {4 x/ l) K! A4 gHouse Price = 280,000 8 i0 T1 W* f+ f; d( n4 Y
Down Payment = 98,000 (35% of total price)
9 }2 X; w% T7 O/ m* [8 p& zLOAN = 182,000
' r. [4 V2 l o1 |4 q4 s h# M2 x( FINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
) w" F- e! h$ ~9 hYEAR = 25 ; O7 Q0 c1 A; N# N( E1 u1 U
MONTHLY Installment = $1,034
) s H8 k5 p" C8 I; J1 Z0 Y
* L4 ?/ g5 q6 B; V3 A$ R/ ^Property Tax : $250
. @+ s8 ?7 k" Z& w. |! ] @Gas+Elect.+Water : $350
: W0 {8 J- q6 {' i2 P4 AMisc. cost: $100
& r) c+ @6 S$ g' n8 T3 I* S/ E______________________________________________________________6 u3 {- E( F1 Z, ]0 T- K# P0 V
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)% ^' c" I. D, s: }4 m) A
5 P% N" ~, q2 }7 Z2 G) w[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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