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原帖由 过路客 于 2006-2-7 08:04 发表% r+ Z; e3 v: M
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ) i( {: M( t0 x' h- y( d
House Price = 280,000 $ a% U ?/ l: C! ^) r1 N
Down Payment = 98,000 (35% of total price)( o$ ^: c( W6 E4 E- S
LOAN = 182,000
% B! g) F8 S" I3 c' O) G" H6 YINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
$ l: w/ X% ?5 _1 X) ^9 E* z- ?/ N. M, q$ JYEAR = 25
. [, J- m7 X; X6 QMONTHLY Installment = $1,034 8 m% Q' e: | d/ Y
. {* V- `2 b: E0 h3 Q7 Q5 RProperty Tax : $250 * T) M, k/ B! s' [! c
Gas+Elect.+Water : $3503 r; e( H9 O# T' e, q% J
Misc. cost: $100* b! {- ^) a. L9 v6 g. R) D6 h0 k
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6 q6 J3 L( X- JTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)* w4 R) s1 S7 m0 G* B
/ g1 P. L- c: i' T) t0 [[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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