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原帖由 过路客 于 2006-2-7 08:04 发表& V* q- ]& m/ v6 Y/ a
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
0 w/ r& g" s- E' I2 e2 R( `House Price = 280,000
8 J9 _5 \8 N; ^' NDown Payment = 98,000 (35% of total price)
! D* I; n4 G, g/ U4 ZLOAN = 182,000
: \" A+ @9 Z) S" ]9 }3 {INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) # ?- R" V( [+ z
YEAR = 25
$ e6 k; n6 A" B$ ^' k) b. _MONTHLY Installment = $1,034 3 g5 t& u. D* F5 _7 ]
' @4 d& c) r+ m4 l$ `6 K* O) f
Property Tax : $250 8 V1 S( V5 O6 p" @: G$ c. C* t
Gas+Elect.+Water : $350$ V, ~$ j3 _: \, _8 j' a
Misc. cost: $100# y- [- M. X! B7 {$ i
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1 P6 V2 Z* X$ t" O: STotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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