 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
% {- ~/ x7 Y- a1 f* i/ ~0 k( E请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 4 H, b& W- o% F) V) B& Z& U5 {
House Price = 280,000 3 R( x" {* E8 X$ h* r$ F7 b7 x
Down Payment = 98,000 (35% of total price), a7 G! w* `: z, N- O% `
LOAN = 182,000 . @3 k8 S. r [5 Q
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
" M/ p$ i, H4 V q2 SYEAR = 25 ; C T$ \5 E3 u5 g+ I* t1 @% _2 i
MONTHLY Installment = $1,034 # N3 l, u0 K. q* O( }# ]- T& H
7 K# d1 q# W0 l2 C& F$ d& TProperty Tax : $250 ^* w5 X1 F5 B9 t" |
Gas+Elect.+Water : $350
% g. N6 d* W' F6 vMisc. cost: $100/ I# x7 [' |( D( D4 \! T* ?% C
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4 e- w# Y( h2 `, B$ `9 @Total Monthly: $1734 (Just a rough estimate based on rule of thumb)! F4 S) X: M- ^/ i2 j- M8 w9 f5 x
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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