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原帖由 过路客 于 2006-2-7 08:04 发表 n) R7 s) ?* L% g3 b4 \
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ! E; `9 q$ H2 q, z6 m
House Price = 280,000
. N: i# x) K) d$ [0 c0 ~: xDown Payment = 98,000 (35% of total price)
+ ~ k( }" l8 G# B& oLOAN = 182,000 5 s- Z0 `, {5 x- p
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) + \3 _$ a7 U) {) T2 ?
YEAR = 25
6 L! ?1 }% t2 f+ h8 Y5 @" y+ u2 hMONTHLY Installment = $1,034 ) h: B$ H# D. E Q$ @# i0 ^
: w& N0 @9 O; _+ b" qProperty Tax : $250 - X' P8 I( ?7 P$ B
Gas+Elect.+Water : $350
+ D! g* ~6 H6 `8 H+ GMisc. cost: $100
; \) l' t( g, K1 o______________________________________________________________8 D2 u! f+ }+ y1 H S' K$ g- n' ?' U
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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