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原帖由 过路客 于 2006-2-7 08:04 发表
$ h. k' @( {4 d2 |# _请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
$ s7 H: h) J! P* _. h; r+ LHouse Price = 280,000
% W: P# q8 i8 M# m. H* GDown Payment = 98,000 (35% of total price)
) ?8 T. \% `. cLOAN = 182,000
- A$ \! {; l5 U3 a6 Z6 i" ?3 rINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
3 g+ e- W) }! r6 R" C5 T9 `YEAR = 25 " C3 _6 O( @- L3 C3 D/ `
MONTHLY Installment = $1,034
8 e7 U% D2 ?1 ?! y: h& C# o$ J
6 T; m P: e/ B. B8 { J3 p6 v( aProperty Tax : $250
5 O! @ U. u/ I3 y! OGas+Elect.+Water : $350% m6 D5 [$ H( i: I$ O
Misc. cost: $100
% m* {4 U! p$ v& m6 K4 M, W______________________________________________________________
! b' i! _6 A; Z3 r5 O' iTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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