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原帖由 过路客 于 2006-2-7 08:04 发表: H0 K- q4 f3 `+ @/ |% N# @9 j
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 2 B( Q0 G* Q& V, \
House Price = 280,000
+ d9 j8 m; n* gDown Payment = 98,000 (35% of total price)
, l4 x) k% \: VLOAN = 182,000
y2 T5 k1 l6 M( D( \# Y$ GINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
( Q" V( a1 D; ?0 L# qYEAR = 25
/ K( F6 ]" p1 K; |MONTHLY Installment = $1,034 # W, W: T4 {# h6 U1 {, |8 T
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Property Tax : $250 . `! k5 t5 S& V2 b
Gas+Elect.+Water : $350
" h3 Z, N( B. X! x0 P: a! }3 hMisc. cost: $100# r9 y8 o9 J# {' M5 f7 C7 J3 ]5 L
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3 y/ g4 t% W% ~5 d+ [0 C# w$ gTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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. G c, W, x. _6 d( H& _) H! r[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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