insurance injury adjuster from drivers involved in accidents called trying to settle down. . x' p- r o7 e * K I* F+ |- ?% S/ n, L% kI think the maxium they can pay for the pain and suffering is $4000 cap ( new law in alberta) plus some loss in income and household chore. around 7000 bucks. However, it takes more than a year to settle down. + V2 B$ ~1 u. b# i# n& \5 V 0 F9 S1 Z- D; i- V2 z2 Pthat what an insurance agent told me.