5 i1 j* t* f( f
走着不是更省钱?3 M/ a }( i9 }+ e+ l
这事儿好象不能完全用钱算吧。大人都上班,这几年的工作经验为以后的几年打下的基础是用钱没法儿衡量的。另外,讲个真事儿,我一大学同学一毕业就结婚,当年娃就生下来了。说“为了孩子”,所以班不上了,就在家全职带孩子。当然,她自己觉得自己家孩子最聪明,这是别人不可能对其辩论的。但,绝大多数同学,跟她基本没法聊天。
factors to consider if purely from tax perspective:7 x# C3 r/ z9 v/ z* X6 Z( w
9 u( ]& y$ m: ^# S0 N6 i
total additional income : p, f( y D- N. P: y6 G
total taxes paid (assume it's not a cash job) % P! u) R& r, Q4 E: z/ X! `0 o l' qtotal tax credit transferrable to working spouse * z) q0 ^6 _$ J- ]; q5 Dtotal tax credit for child day care 7 b) n( X& y) i/ J* ktotal day care cost% m( c T. U: J& N- J. F3 e
0 ?& B/ }$ J! ^4 e+ \/ _% p3 Oso the formula is: 2 G0 K/ s0 p, B' C8 ~% v1 X. o7 z 9 @/ t$ l- F' o! G: [) ntotal additional income - total tax paid - total transferrable tax credit to working spouse (this can be claimed if one of the spouses has 0 or very little annual income) - total child day care tax credit =/</> total cost of day care.