check your home insurance policy or talk to your insurance agent. usually it is covered by insurance. however to use it or not you might want to think about it. 3 k r& X/ q1 \, n) ]6 ]+ J, ^: O: w' u% X' O6 C
I heard in some place if you claimed water damage to your home, then it will affect your ability to insure your home in the future.