What is the Stable Chronic Condition (SCC) option? ; g# M8 `+ x8 PThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). ' V. ^2 ~, [8 _8 a1 p# E) M% ?When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic # _% B) v/ |; P* x; o' {4 R6 c0 Z6 Fcondition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and8 G) K' g. ~+ U
• there have been no new symptoms or change in symptoms; and/or+ A3 `! y# r8 p8 ^2 m2 w4 t
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.# F+ W8 q$ A" ^3 E, \. ]6 u: G
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.