What is the Stable Chronic Condition (SCC) option? ! b' h7 Q: a4 H4 m; I: hThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).% P% y' U" ]- b: m* e/ B
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic8 t$ p# U; n3 b* D! b
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and, d' b4 x( Y' Y$ k
• there have been no new symptoms or change in symptoms; and/or / d, v' o( D8 |$ S8 N• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.# H2 U9 T0 _" n8 w. c& P/ W6 w
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.