I think that it has some issues here. 4 {' N5 R w& e* E1 w* p! M0 {& _
Who can get from banks 0.50%, 1.00% ? I can't. It must be private the mortgage. Or mortgage lender is parents to their kids. Private lenders usually charge 5% -12% a year when borrowers can be approved by a big bank. 8 q. J) i+ V7 y: `! u; \/ z7 ~$ Z& {( w1 l0 q8 ~
The questionaire design here has some issues, and people who answered questions are not honest. The results are such statistics can not make any reasonable conclusion.