房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
) w1 z% f3 B/ B) N% `! l现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
6 p" {6 ]5 J0 |: Z( X' x
Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
, I& y9 x8 c' T7 X# jThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
* H- ]/ K- T! q现在只有p-0。6

3 {1 }" e2 g- _; `% |- S年底现象，没事

xexe