房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
) ~% L8 N! @1 o, j% D2 E* @9 E现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
6 B8 n5 {: h$ ]3 R2 Y9 i; [
Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
! k: p9 }. n; V9 o$ S- uThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

6 `. k/ z8 d9 g/ Z7 _7 z理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
0 X; ^, e9 `  S: o2 j; h% H不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

" H9 |2 k& |7 i7 R. Z4 c年底现象，没事

xexe