房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
4 j$ ?4 D/ n+ I: d现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
$ h8 V. T* G) L# F
Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
1 ]+ i& P) h; A5 V/ e- sThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

( q' q2 e& q6 ~
% z/ z4 |- O+ X; t' y理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
4 n" Y' w3 i1 u+ B不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

1 Q) _2 m9 F" b7 N; m2 p$ d年底现象，没事

xexe