Hi, " w8 h6 h% p! _3 e" O $ ]# ]5 b/ c& T/ u& f/ wIt is time to buy RRSP. I am planning to buy some this year. ( ]( t: U7 a; s# [4 H1 f0 z
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Do you have any recommendation which bank, or financial institute, and specific investment plan is the best to invest it?- L. N, ^5 a1 p& o& }
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thanks 7 h5 u$ i2 a1 F' b3 `+ n " r4 j3 Z: C! Bhuthome@hotmail.com
Too many choices. depends on your risk tolerance and duration of investment / w5 z, E( y9 U% e2 E% b8 f 9 e+ t. ]2 ~6 f |0 E. e$ q% x* Y' tIf you are happy with 2-4%, I suggest standard GIC from any bank. Manulife advantage account is offering 3.75% per year for very short term (10 days etc.)1 T8 J- @ {0 Z3 R" x4 f( g
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For longer term with inestment protection, I would suggest Seg fund where it guarantees up to 100% of your investment on 15years or longer term. The guarantee moves up accordingly to the daily market high for few years and you can sell at anytime with no obligation. 4 Q- O4 M2 A4 m e* k0 i6 P* S6 z! Y7 Y: ^" D
Or you can invest into Income funds that generates fixed income (slightly higher than GIC) or equities as accordingly to your risk. High risk, high return.: X1 L7 X& m7 Z" a- m
! g P. w/ f8 I! G[ 本帖最后由 精打細算 于 2007-2-6 13:25 编辑 ]