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Step 1 Do you qualify8 q3 `) c3 W5 n |; X1 j Y
To qualify for the survivor’s pension, you must:! y. T# W2 ]5 X) Z) B
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be legally married to a deceased CPP contributor
5 y8 o# r2 ]! q) M! F& \be the common-law partner of a deceased CPP contributor
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: _7 W2 m+ A" N$ {The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
: f- c5 T. e) F6 Bhow much, and for how long, the deceased contributor has paid into the CPP! d; y2 E2 q; Q
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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, I! t8 F0 P# c. @% n# @9 a- k6 BIf you are age 65 or older
4 z$ j( P3 V* _1 v0 z1 @: A5 cYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.! t* [+ H6 X; n- n' o( s
3 A; T: E: s! k& @3 L" [, ^' tIf you are under age 650 E4 D/ o- Z2 U! g9 C
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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