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Step 1 Do you qualify- v4 v. X: W% T; E' J* Y
To qualify for the survivor’s pension, you must:4 P* Y+ M$ V% G5 `
+ F- V# r/ a- Cbe legally married to a deceased CPP contributor1 V5 }' V0 p; o0 f9 M0 h- m0 s& n
be the common-law partner of a deceased CPP contributor
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3 d5 U" O4 a" B) p7 y! |% A+ DThe amount you receive as a surviving spouse or common-law partner will depend on:
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1 }" H: {1 ~2 U6 L4 }$ f' {5 d, e( ~whether you are younger or older than age 65) _( R* @9 z& E; F2 G
how much, and for how long, the deceased contributor has paid into the CPP8 J p. q8 j$ ^" U- L; Y' B/ n
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.2 P& a, Y0 t) r$ l5 @
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If you are age 65 or older
$ ~' C4 V4 R# u# D! Y+ Y6 ~You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
- m; ?( H+ j. i7 z) ?You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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