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Step 1 Do you qualify: ?4 s, b% w: i# Q. m. R, V/ d: y* m
To qualify for the survivor’s pension, you must:9 \" n" D4 u; J0 N" U
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be legally married to a deceased CPP contributor! q0 N# h* \" t4 w& J1 B( V
be the common-law partner of a deceased CPP contributor
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6 [; a% h9 T5 e$ r& U. SThe amount you receive as a surviving spouse or common-law partner will depend on:0 f2 [* K5 v: V3 Z" ^/ ~
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whether you are younger or older than age 658 m/ r' F6 g0 k" Q3 |
how much, and for how long, the deceased contributor has paid into the CPP
6 N7 h9 F$ J6 m/ ^We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older; k! c }; e# V3 ~' j/ `
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
/ @ i I5 v$ p7 _$ _& aYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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