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Step 1 Do you qualify7 u" v% g; M/ u0 x0 W* g. u$ Y# ]
To qualify for the survivor’s pension, you must:
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+ z4 |6 c0 ^" I/ ]be legally married to a deceased CPP contributor
f3 v. x. U& J& L! G) s( A% ]be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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, `- _" z( e( j$ G# i' Fwhether you are younger or older than age 65, ^4 e# m) M8 O
how much, and for how long, the deceased contributor has paid into the CPP7 c" U. P5 ]' t1 _7 W3 q5 j
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older% s& R8 D; I: i
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.5 w7 z, h1 [3 L
% x) h8 \+ ]% u; ]2 R$ I/ R3 qIf you are under age 65
/ s2 R' w* ^$ sYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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