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Step 1 Do you qualify3 J2 ?4 j9 M1 Y/ Q. K
To qualify for the survivor’s pension, you must:( `0 ?) C2 @6 l9 G) r/ K( K5 e j
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be legally married to a deceased CPP contributor
& ?# t- M8 q2 x/ V! qbe the common-law partner of a deceased CPP contributor6 f H( o0 w. C- [4 U
4 ]2 i- o1 u" P+ X9 Z1 M0 ]The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65* Z8 j" n1 i; T' L
how much, and for how long, the deceased contributor has paid into the CPP. t1 j1 ]7 ^5 E' d* ^$ ^! }: U
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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* K1 d% J1 C- n" s3 B5 K k" mIf you are age 65 or older( G. Q4 C9 b+ e+ V; B7 _% s0 j" M
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.! k' I: j/ H3 |0 E) f4 A- p+ Q# z' g
! h) c: K2 p/ R4 J1 y7 R8 LIf you are under age 652 c8 Y) {1 |/ a' g4 m- q6 U
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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