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Step 1 Do you qualify- u8 D3 z2 [. J1 x
To qualify for the survivor’s pension, you must:0 h9 G/ a" h4 u% e1 c
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be legally married to a deceased CPP contributor
# _% u! V# l1 g9 b0 Kbe the common-law partner of a deceased CPP contributor
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+ l, d) L* z+ G& u) R( GThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
, ~! ]# x) q0 d, t" ^+ ~how much, and for how long, the deceased contributor has paid into the CPP
; s+ q9 L2 ]. n- @We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.. N" ~% t2 ?: b3 Y% r
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If you are age 65 or older
/ i0 E$ P' j( z$ [7 {You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.; \2 X& g D T5 x2 V$ T& g/ V$ t
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If you are under age 65# q, l; \# V6 v L
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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