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本帖最后由 PTL 于 2013-3-12 10:45 编辑
4 H/ J6 g2 B% Jkismet 发表于 2013-3-12 09:34  8 b$ ]/ z4 x) h6 E
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
% A C. y5 M" S4 V0 O7 W你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/7 z1 |7 @2 Z u+ S9 a
% h; j4 Q: `7 S6 a+ _% jWhat are my options if I leave the Plan before I reach age 55?3 T" b2 e& N/ h; _5 r7 h4 E( m
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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: o6 T P) w$ dWhat are my options if I leave the Plan before I reach age 55?4 y7 d- B) C y0 h/ o) Z
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.- ?: j6 n) W; O; S
' o( a. N& y# y+ U+ ` {. N& `& yIf you are 55 or older, you may:
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receive an immediate monthly pension, as well as any. o& w) K3 ~5 g( t6 I: o
excess contributions. (If you choose to receive your8 I) w% a* M1 C" d
pension before you turn 65 or before your age and years
0 q' Y. s$ N$ Y9 H' e! G8 `of service add up to 85, your pension will be reduced.
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Reduced pension6 g' G- F% V( a1 I
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You can retire any time after you reach age 55 if you have at least( c/ r( O- ^0 u$ X! W- b' z9 S
two years of service (including any CPS).
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Your pension will be reduced/ X: i7 ^) r3 ~: E: T
by three per cent for each year you retire early.
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This reduction will
n% w- I8 c; a C: v3 qbe based on the number of years your age is short of 65, or on the" m; B) k& @/ ]' t% o& @* m! }
number by which your age plus years of service is short of 85 points,& m% {7 N( X/ C" R
whichever gives you the higher pension.. J6 @/ l$ _, g8 M( u: o( f
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf5 b* q4 X) T# e+ E
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
