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本帖最后由 PTL 于 2013-3-12 10:45 编辑
J) c* U" J. A: m5 O `kismet 发表于 2013-3-12 09:34  ; q% e: v _ t
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
% [6 @' ^0 i3 k4 S; T: n2 B6 r你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca// O) e2 v* r/ h4 p
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What are my options if I leave the Plan before I reach age 55?
! u& v, e6 w8 VYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.4 Q6 V+ t. L7 n* }
- g2 {5 c% j4 H3 FWhat are my options if I leave the Plan before I reach age 55?
0 H U9 ~- D) H0 x' G7 L2 l1 x' IYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55. [- {' \# e9 P/ p8 x
$ Y/ u& R4 `- ^, z3 K% I& aIf you are 55 or older, you may:
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, Z& L" D8 P) V; j- s x' A4 Jreceive an immediate monthly pension, as well as any
; v) f9 x0 c! X3 Q1 lexcess contributions. (If you choose to receive your) n! h, b% z$ @# ]" A# U
pension before you turn 65 or before your age and years
/ z& G `8 w9 K0 {( |of service add up to 85, your pension will be reduced./ k6 X+ G9 j2 s1 C; u, Y
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Reduced pension
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8 J( W& ^6 J( M. c3 vYou can retire any time after you reach age 55 if you have at least5 P) P, T8 L7 y# V, o" M3 f2 r( I
two years of service (including any CPS). / j0 [/ S. l: W% d! X3 h" k
2 r5 P1 \& ]& x+ `Your pension will be reduced/ F" e$ q1 \" i- U# c' C7 [
by three per cent for each year you retire early. 3 E% B* O+ c% l
" M( s/ B/ N$ V. c) KThis reduction will
3 J! G) U2 h6 mbe based on the number of years your age is short of 65, or on the
1 Y0 d5 m2 {# h' R) I8 y( snumber by which your age plus years of service is short of 85 points," t. J) A( E) u0 S6 O! _( J
whichever gives you the higher pension.
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
