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本帖最后由 PTL 于 2013-3-12 10:45 编辑 - M; L$ @ Y4 r2 _6 E7 I, m- w
kismet 发表于 2013-3-12 09:34  0 {, T, g* n- g6 d
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/( G5 W1 b8 u$ F
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What are my options if I leave the Plan before I reach age 55? B/ K% ~0 B7 O. @3 z& {$ H* r
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.) S. R2 g T" `2 w+ w
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What are my options if I leave the Plan before I reach age 55? _$ v" I3 b3 C& E( n. k3 k( ]
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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" m. H; e% w& n6 K8 Z p a. ~+ tIf you are 55 or older, you may:- r: ]8 ]2 q0 q6 ?
0 f1 y/ U# A8 jreceive an immediate monthly pension, as well as any* {% e9 `3 k9 E/ c/ ^
excess contributions. (If you choose to receive your
" g" f5 w1 W( W' y$ c- k9 U5 U# Dpension before you turn 65 or before your age and years1 W+ }4 K, }$ R/ ?
of service add up to 85, your pension will be reduced.
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Reduced pension3 E) N8 q( I; q; _% ~+ C5 ~
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You can retire any time after you reach age 55 if you have at least- n) y! O/ d( C' O) o" q. `
two years of service (including any CPS).
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Your pension will be reduced
+ e+ A( \, a4 `1 Z3 ?; Q. mby three per cent for each year you retire early.
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/ C. b6 V |! W5 _4 t" AThis reduction will
+ m1 M k$ b$ r6 e8 O; I! h& Lbe based on the number of years your age is short of 65, or on the
& A8 h% f$ C% lnumber by which your age plus years of service is short of 85 points,
9 ~: x% n O K: o# q: }% Xwhichever gives you the higher pension.
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf& P7 ?2 L& U* Q* \5 e: F7 e# A5 [
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
