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本帖最后由 PTL 于 2013-3-12 10:45 编辑 5 S% p; x+ b% S) s" o% u" u
kismet 发表于 2013-3-12 09:34 
$ k5 L4 Z) k* } p5 y2 [, \能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
: |3 N4 L$ R L! r6 `& F你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/+ h! s2 T7 n, L$ {7 C
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What are my options if I leave the Plan before I reach age 55?4 X! D: X- f9 v( |; ~
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.7 ]9 m! t8 \3 \# F+ j9 q; o
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What are my options if I leave the Plan before I reach age 55?
. r& f; L2 |$ @# I9 E) T2 qYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.( u' R0 H, O" e9 d
0 U4 ?0 B+ g: l: A* }If you are 55 or older, you may:/ O9 L, P2 U& |+ O8 |
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receive an immediate monthly pension, as well as any- Y6 o( E8 B$ b4 Q# f1 e
excess contributions. (If you choose to receive your$ N' F* p" {$ Y9 }# _- L2 Z2 u
pension before you turn 65 or before your age and years
2 y; m+ w1 ]& J& G; t- ~of service add up to 85, your pension will be reduced.1 q/ I9 w" j$ M) F
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Reduced pension O& M* U9 X. [, q) U1 G) T) C# x
: ^* N, e: P9 G6 W' KYou can retire any time after you reach age 55 if you have at least
( g) P5 ~+ q4 v Z& J: E8 ltwo years of service (including any CPS).
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$ ]0 |$ _+ ?7 e& ]+ ?Your pension will be reduced
7 S3 z) `! [9 W8 k& pby three per cent for each year you retire early. 7 {$ |& x% E/ U
; W' i# t" F y! ~# mThis reduction will
* ~2 D. T) E/ b+ Sbe based on the number of years your age is short of 65, or on the- T$ Z$ c, }& m1 j
number by which your age plus years of service is short of 85 points,
' h3 l' k6 |) P% B6 [whichever gives you the higher pension.! ]0 |% C9 u4 m' Y6 u6 M+ V/ W$ i f
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf8 ~$ v1 A d+ ?
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
