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本帖最后由 PTL 于 2013-3-12 10:45 编辑
# x- W, L3 J9 Q2 u. O9 Ekismet 发表于 2013-3-12 09:34 
* G3 K2 I2 ^% Y" \, U能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/& K/ w, a0 V: V* x* p! [5 T( d8 d
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What are my options if I leave the Plan before I reach age 55?# e, w0 L; V* x* a0 O3 ]1 U
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.. M$ o2 |3 M. ^0 T: Y8 k: G
+ Q! S3 F1 y$ x, |What are my options if I leave the Plan before I reach age 55?
$ ~" v& M8 H, R# N5 eYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:$ N# d4 K% p( C; q2 g/ \$ z9 A
# k4 F7 b9 P- ^4 H8 `, R" Qreceive an immediate monthly pension, as well as any
- r) ?3 E! N+ v) {* g9 fexcess contributions. (If you choose to receive your$ F& @1 w) Y; K/ m! W8 s0 }
pension before you turn 65 or before your age and years
h) r& s& @, m0 N- |of service add up to 85, your pension will be reduced.
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Reduced pension& V; N1 ?. D" r R
) f, i6 i2 B. k; KYou can retire any time after you reach age 55 if you have at least
1 z" K6 |& T2 g& X2 j/ s- Ytwo years of service (including any CPS).
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Your pension will be reduced; P. g+ u2 N5 r$ t: }+ }
by three per cent for each year you retire early. 9 t3 w s3 Q0 a# t* C
! Q$ X! i) D: hThis reduction will
, z- ]- y% Y0 x; [6 v9 vbe based on the number of years your age is short of 65, or on the
$ `0 F* I# {# e# Q) Unumber by which your age plus years of service is short of 85 points,- m4 ]" _2 }7 \% ^' n. J
whichever gives you the higher pension.
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf1 y- k$ y# |' b6 y, r
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
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楼主
发表于 2013-3-11 19:47
