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本帖最后由 PTL 于 2013-3-12 10:45 编辑
5 d# A1 C! q0 ckismet 发表于 2013-3-12 09:34 
) f) v+ @) |' ]0 _& [! b, i/ ?. [能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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$ B' e" h; _: [9 h+ E你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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6 q f/ E" g o1 SWhat are my options if I leave the Plan before I reach age 55?
6 q/ n$ M0 B! V" D3 b) u( T' QYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55., R4 R2 {" e/ R9 O8 ?" R: X
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What are my options if I leave the Plan before I reach age 55?
5 p/ U0 H- X9 ~; OYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.: C! @' r+ ^, y* `! r
: C& D' Z- w. N0 [, jIf you are 55 or older, you may:
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2 U2 s4 z# |/ u+ ?+ K) G: Treceive an immediate monthly pension, as well as any
( H h) l$ A2 Q3 B: ?7 Gexcess contributions. (If you choose to receive your
5 F3 {/ ~" Q' y2 ^pension before you turn 65 or before your age and years, m( \5 h0 ~3 k
of service add up to 85, your pension will be reduced.
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+ d) w- J$ W6 R( Y4 G% ^8 p' mReduced pension
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You can retire any time after you reach age 55 if you have at least
" q: f' X! Y( w9 F: R3 u- Qtwo years of service (including any CPS).
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Your pension will be reduced
$ l( ~% T U! K5 ` ?9 |by three per cent for each year you retire early.
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# I: T6 \2 z) m" g3 EThis reduction will
9 ?+ @+ y! _) i! {" D4 \9 d, mbe based on the number of years your age is short of 65, or on the" ?0 q# \ I3 j7 v2 w4 {7 P
number by which your age plus years of service is short of 85 points,$ i; D, F1 L& ^) U+ g$ f2 S
whichever gives you the higher pension.
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf) }- r& p: U9 E5 p8 E) ` \5 u' R
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发表于 2013-3-11 19:32
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楼主
发表于 2013-3-11 19:47
