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本帖最后由 PTL 于 2013-3-12 10:45 编辑 $ m! }" k4 R% _3 b& \. o7 F5 z# U
kismet 发表于 2013-3-12 09:34  4 l ?$ w. M- j6 g& x
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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" H5 _& @! u3 J I* o" kWhat are my options if I leave the Plan before I reach age 55?
8 g) P; |" V8 Q' |You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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( L$ f1 d+ b& d* i5 o! e) {; sWhat are my options if I leave the Plan before I reach age 55?2 O3 _0 }: a7 I: A. w9 i" Y( j; v
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.7 ~2 V. G+ l# x& r! }2 j6 D
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If you are 55 or older, you may:
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receive an immediate monthly pension, as well as any* z' V# e T$ o+ ~" Q% C1 r, P5 u
excess contributions. (If you choose to receive your4 u M) h$ }& h2 z
pension before you turn 65 or before your age and years/ |7 Q) M9 U1 E; N; _% t
of service add up to 85, your pension will be reduced.
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Reduced pension( [( B b: m: |" E' g6 H! `
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You can retire any time after you reach age 55 if you have at least
. b* n! ]- T$ P4 l7 k% ^+ Jtwo years of service (including any CPS).
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Your pension will be reduced
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) h. O# e6 I; }, K. wThis reduction will
' _3 \3 A& Z; m. G7 Y! ^& v, qbe based on the number of years your age is short of 65, or on the
+ f+ S( N1 Z; ^number by which your age plus years of service is short of 85 points,+ F0 g" c- |( |6 k, i5 _5 P+ r( K
whichever gives you the higher pension.
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. Z4 \+ _+ c6 v4 I% ?7 \Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf( @: o9 G/ Y8 T4 }' H
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
