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本帖最后由 PTL 于 2013-3-12 10:45 编辑 8 E" G) K) I& h5 Y
kismet 发表于 2013-3-12 09:34  6 R* R0 s1 c+ `! u
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/0 B* ]- C: `2 I1 I6 R: X
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What are my options if I leave the Plan before I reach age 55?3 `& B0 J! ]* c" L8 n. v
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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( \* }+ @; L0 H" s% ~What are my options if I leave the Plan before I reach age 55?5 Y e, |8 L- z! t, }/ v& o% w0 W
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:; J% F; p6 {7 N; j
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receive an immediate monthly pension, as well as any
. [# N; L) j, g. lexcess contributions. (If you choose to receive your
" i' U6 o! ` `: I- }pension before you turn 65 or before your age and years
# O% E8 V7 L8 aof service add up to 85, your pension will be reduced.
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Reduced pension0 r* s* J) i6 j. p$ O# w
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You can retire any time after you reach age 55 if you have at least5 [( ^' l+ Y/ `6 a
two years of service (including any CPS). % Z J- z; q) d* ]
, p$ f* D2 ~% r. i( CYour pension will be reduced
3 M8 h) b; B$ G1 Kby three per cent for each year you retire early. ; c" J: K' B! r4 `. E" \- H
) X5 e2 l) m" `. r7 iThis reduction will
% B9 ^0 e6 v$ R3 \& j4 ebe based on the number of years your age is short of 65, or on the- \5 n5 J* {! u* N( h
number by which your age plus years of service is short of 85 points,
3 V0 p" P4 q6 S! }! ]/ D! N' Uwhichever gives you the higher pension." q* J# E0 C7 R$ P9 P, c
: k. Z0 }4 T. D( B6 z3 THere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
