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本帖最后由 PTL 于 2013-3-12 10:45 编辑 , p/ t: u% @2 @- A: e, m
kismet 发表于 2013-3-12 09:34 
( n) c0 h; J1 ^- c2 d' R% B# Y9 R能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
1 ~- ^* v" W! A5 b2 ]' A- E, t* ~你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/. m# S. \& Z1 P# Q8 Y' p# k+ h
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What are my options if I leave the Plan before I reach age 55?
+ S4 h! i0 W5 s" \You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.5 G2 ?8 }$ _0 ^2 `% ?6 m
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What are my options if I leave the Plan before I reach age 55?- g8 C) ^# W+ i9 b' X8 {
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55., x4 |3 G: ]/ l/ d8 D( {, v
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If you are 55 or older, you may:3 q: f* {! @! @8 f( Q
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receive an immediate monthly pension, as well as any+ _) b5 ]- B1 s( i- ~! A% l% D
excess contributions. (If you choose to receive your
# Z( S& F3 R& u2 @pension before you turn 65 or before your age and years$ c+ d( n* l" h& }' w
of service add up to 85, your pension will be reduced.
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Reduced pension Y5 H" W" X8 X. [0 r
: q- h+ l/ l: y h) [You can retire any time after you reach age 55 if you have at least
, ?6 h5 F s; [+ Z( | Q5 Z7 wtwo years of service (including any CPS). ; I/ ?5 D# y" a' m
$ C6 r% C* N& }/ _5 VYour pension will be reduced
7 I. s3 J% _# B6 m. s& N, kby three per cent for each year you retire early. + T8 J& T3 k2 W1 @% c: W8 W) n
0 R& i: [+ j3 E; V$ ]9 i' @. ~This reduction will
, ^: \( W# I0 g1 N3 Y. ybe based on the number of years your age is short of 65, or on the
: g( ]# B' H$ ~! S tnumber by which your age plus years of service is short of 85 points,1 O/ G$ w' U; x+ v& m1 z0 P0 g
whichever gives you the higher pension.
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6 f p3 D, g3 l) T, Z7 E& |Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf9 }+ q5 z2 R6 |1 H+ I* r, c& e
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
