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本帖最后由 PTL 于 2013-3-12 10:45 编辑 1 X7 O9 F0 h, `1 q! c; [
kismet 发表于 2013-3-12 09:34 
, `4 ?( u* M: M A5 j# \* d能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
5 [3 i* \6 V" _. o你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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3 a: U% {* g+ V; p& ]What are my options if I leave the Plan before I reach age 55?
1 ~- }0 {$ E2 k b; f1 K$ MYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.9 F. Z# M. _7 l$ S1 O! Q0 d
r2 p9 }, r( [8 `3 J, bWhat are my options if I leave the Plan before I reach age 55?
3 N0 Q- o/ G' ^# L7 L' ]5 EYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:
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receive an immediate monthly pension, as well as any& G3 R/ b! D$ f" O% V4 L
excess contributions. (If you choose to receive your
. w) Y {8 T$ [7 C0 l+ J; H* ipension before you turn 65 or before your age and years6 L3 N1 g) a/ a4 l( A' i: y
of service add up to 85, your pension will be reduced.% O% e7 |/ L" H6 i( }- J
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Reduced pension3 U. M0 f6 w7 v! }( \0 N: r
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You can retire any time after you reach age 55 if you have at least
7 d" l& G' d' I1 R0 R0 x9 N ctwo years of service (including any CPS).
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Your pension will be reduced! c( B( s: c( Q) j7 N! u' s
by three per cent for each year you retire early. / z" F3 \; R1 K2 v7 ?+ p
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This reduction will
9 ^! \9 K' G4 f0 x o5 P/ M, l0 ~4 Xbe based on the number of years your age is short of 65, or on the6 L. R( x# @ t/ U( |
number by which your age plus years of service is short of 85 points,
6 n% o& p1 {! jwhichever gives you the higher pension.: Z: Q- M' j7 B) X
2 z0 L7 r3 Z- ^/ SHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf! _* ~7 O( Y$ d
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
