我在房版的首贴－－悬赏请教：继续租房还是买房？买什么样的房？

wallyy

原帖由 十年移民路_ 于 2007-2-4 21:26 发表
9 Q& }* p( }/ [) T! Z: I* k现状是：价位低的房子（Townhouse）走得比较快，但是高价位35万以上的房子几乎无人敢问津了。这说明了什么？很简单，市场的购买力已经非常有限了，剩下的那些没买房的人真的已经买不起房子了

$ Y+ s8 W7 N: A. m  L

3 i7 d, P* w! M" k三十万算不 ...

. O2 N, s( m) F, B5 W! f$ w

- ^+ T( S5 y1 P! C9 V2 L4 c9 X) U( A在这里说话得注意精确度，以爱城的平均收入水平，35万以上的房子应该算中高价位，不是无人问津，是少有人问津，而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房租涨价的各项具体措施。另外，为了不使爱城变成FORT MCMURRY的翻版，省政府在45天以后会宣布一项解决爱城高房价的具体措施。以上信息是本人这两天听本地新闻所得，请大家核实后取阅。

闲着也是闲着

原帖由 wallyy 于 2007-2-5 10:50 发表

8 r# f# I$ f% S; w$ p
8 e3 y: M, R/ q: S- n/ p8 i! H; _( s
* s" ^) A- P/ S# ~+ g1 m" c在这里说话得注意精确度，以爱城的平均收入水平，35万以上的房子应该算中高价位，不是无人问津，是少有人问津，而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房 ...

提供本地新闻，这个消息对大家还是很有参考意义的，如果政府控制价格，市场会有新的变动。

在家闲着

The house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons of money, if you buy a house, you are donating money to them. If you have too much money, you can do that, if not, you need to think about it carefully.

Renting is a much better option for you, it is cheaper. Try to save money now and wait for a couple of years, if prices drop significantly, then you can buy. Otherwise you may want to move other cities.
( L8 |: C. D) t$ g7 Z+ J0 J3 x
Especially if your husband lose his job and you have to pay $2400 for your house monthly, you will be under tremendous pressure.
/ \/ P  F4 d' [4 O4 |
There is no difference in terms of life quality between renting a house or owning a house. A house is just a place for you to live no matter you own it or rent it. The benefit to own a house is you can build equity from it. After 100% price increase in the recent years, I don't expect to get 10% increase annualy.
5 L1 {) e" I) n
9 f- v9 h( E5 n5 [+ O+ Y- z
+ D( j) m5 I, P% z* qAgree!

醉酒当歌

* Z/ Q  F1 ^9 g" e8 }

原帖由 在家闲着 于 2007-2-6 01:04 发表
$ y) D5 e" ^! P! `% a. J7 GThe house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons o ...

BaiLing

原帖由 在家闲着 于 2007-2-6 01:04 发表
The house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons o ...

CANDYMAN

原帖由 wallyy 于 2007-2-5 10:50 发表
3 e4 i1 \0 s8 v0 \* _' t
0 r% p: V$ m) [7 r. s0 T$ O
$ T8 r( c+ f) O1 G' _# ~, S" _' f
' d$ J0 F: ^3 d) y4 q) F在这里说话得注意精确度，以爱城的平均收入水平，35万以上的房子应该算中高价位，不是无人问津，是少有人问津，而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房 ...

If the goverment put controls over the market, it will for sure reduce the risk of market crash, that means the price will keep going up--slowly, but up, for a while yet.
1 _, u. J; _* {( a/ o
* v2 a1 ^, H9 Y# k- d! m( V: vLZ, buy it now, but your need to do a lot of research in this market, safe bet would be: find a fix-upper in a good area.

zepher

FYI
+ n4 n6 l% {/ b" Y
. z; J) i( y  V. uI lived in Michener Park before and bought a house last summer. Just try to give you a rough idea how
much you may spend per month on roughly $250K Mortgage:
& {2 a& ?! }) B& s3 B4 j5 ]
Mortgage/Month + property tax: $1700
! a6 K0 u$ i; t: w" I* @/ x9 ]Utility (gas+electricity+water): $300/M, day:21 degree C Night: 19 degree C

Other expenses you may consider once you have a house:
Closing cost (lawyer fee+inspection): $1000
Furniture at Brick/Leon's level for two bedroom, one living room, one family room: $6K (Low level)
) d& I' B+ c2 CGarden & Lawn tools: roughly $200 last summer. need to buy much more this summer
My neighbour said it cost her roughly $300 per summer for flower bed.
' L! v. v8 ?4 d3 A+ I1 t
I am also planning to put side at least $500/M for home maintence and improvement.
& Q/ Q# P' u0 h9 s0 B
# z( Y2 Z" Q5 h8 s8 {In a word, you will have much more unexpected expesnes once you have a house. It is similar as buying a
car instead of taking a bus. But you will also have much more fun to enjoy.
) w& m+ `# ?3 M5 C5 t2 K
% }7 g+ w$ Y. D( W1 g* \" d[ 本帖最后由 zepher 于 2007-2-7 17:41 编辑 ]

wallyy

谢谢蓝百合送的鲜花！真好玩！真高兴！

[ 本帖最后由 wallyy 于 2007-2-8 10:46 编辑 ]

蓝百合

原帖由 疯青羊 于 2007-2-4 23:08 发表
如果只住两年左右不要买房了
$ t- i: E' I; R. K2 ~6 i房价即使涨也有限了
& v  H. a+ J( v买卖房子也是很烦心的事
' I, E! P' Z. I% H我也不觉得你买个house生活质量能提高多少
你现在住michener park吧？那个地方位置多好啊
买个房子麻烦事多着呢
水电用的不随心所欲，暖气烧得也让人心疼
我还真没见过有中国人家烧得比michener park暖和的

; \- V! N0 j* O+ P4 r是呀。而且Michener Park可能是老年中国人最集中的地方。老人在这儿不孤单。

蓝百合

原帖由 在家闲着 于 2007-2-6 01:04 发表
Especially if your husband lose his job and you have to pay $2400 for your house monthly, you will be under tremendous pressure.

. {5 o% o$ `6 a+ t

蓝百合

原帖由 zepher 于 2007-2-7 17:38 发表
' A; }/ l4 W, u  K' nFYI
2 F+ y6 F! P" T
1 |( U$ {3 E. m0 u$ Y3 V- wI lived in Michener Park before and bought a house last summer. Just try to give you a rough idea how
much you may spend per month on roughly $250K Mortgage:

& F; N7 x( _$ f1 F# m( r5 IMortgage/Month + property ...

非常感谢你提供的信息。

adamsloan

这么贵的房子啊～～～