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同意dgg的观点, 对于affordability,我补充一下。Affordability 主要是以房价和收入比来衡量。通常,收入以税前的工资为标准。这种算法实际上比较片面,特别是对爱城,因为很多家庭的被动收入(房地产,股票 ...
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This is a good explanation to how real estate bubble forms. The market feeds itself to push the prices up, but eventually it will reach turning point, and the bubble bursts.- ?: W3 s z% K' R$ x5 ^7 t( D
$ M0 z5 s$ A z- E% |The risks to the current market: ) B; R t; c. Z3 w% @1 O1) Mortgage rates go up 5 E. T8 x4 \' n/ X* ]3 y2) Oil price dropps + q6 R& K' W5 P) m! j% b7 h3) Less influx 6 f# S5 l# e% v/ {4) Speculators quit