I am with TD too. $700+ per year for basic coverage.8 v: R. F% f5 s+ Q2 G
. \4 r4 M% J3 m1 _4 e9 kYou don't really need full coverage, unless your car is super expensive. I bought my car new and never used full coverage. I certainly won't crash into someone else. If it's someone else's fault, his insurance company will pay for it.