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When to buy

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发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.5 {# q  r, b7 F
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
3 N- G2 a' T& N# m: eIt is always better to buy when it is on the way up than it is on the way down.. Z' I# a3 n) f7 W
For example, the condo average price is around $240,000 this March, now it is $270,000.3 [0 i/ G. ~! I9 _3 Z# u
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
  D/ g) S# g/ q0 Q. EI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.- T' t) G) F/ r& }4 Y
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,5 e1 b$ S2 @2 e- E3 v" x' c( m5 N
your mortgage interest rate may have reached 6%.
6 \+ _4 B' L4 g: \House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.1 H9 Q7 r" }% y, Z1 Y

1 z  T( w7 g4 q+ L" ^OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000/ s* W) o* s. g3 g1 _1 \& {5 H
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same , r% o: Q, G4 {$ @- I) m
condo with $1000/month rent)  Total: $344,040
/ ]9 [- c6 F4 |% ^$ n( P1 d7 fif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600; `! s8 d- ^" g7 _5 \
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000., B8 W* H% P3 D
Cannot it be $270,000? Cannot it be $280,000?/ }  y0 a& ~6 E; d: ~% F
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.  X- ^8 Y' D2 \, D0 Q
For me as a property investor, I will always tell everyboy, it is a good time to buy,, p5 j7 O1 ]- D' c
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
8 c4 d& v" [# v( nthen they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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2 d% q5 B; ?7 Y& D7 B8 LWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 " u8 `# H0 P: y2 Q+ e% A9 F" q
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
: Q: ~* B$ R# Y2 Othen they will switch to my line and try to "HouHou" to push the market up.* C+ F& ]( X+ G( x" W9 z
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Human weakness.
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Well, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。4 r/ E/ u6 M% Q: l- ~/ ]# d4 J
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能在恰当时间改变阵营的才是识时务者为俊杰。
大型搬家
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
: q7 z0 _* k& C; N0 S  `" E6 F  w* ^http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。
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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
8 O3 R/ J5 Y' @5 J$ Q4 [# uI hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.! \: S8 T8 |: N
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I will buy a house, at the time and location of my choice.
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