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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
  C8 ]$ Y6 V' d5 BHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.; J+ ?5 d+ m  u# x) ]
It is always better to buy when it is on the way up than it is on the way down./ Q1 c1 a3 u; l+ |
For example, the condo average price is around $240,000 this March, now it is $270,000.% E" v, \- Z- H" ]3 W; t
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
5 ^( _: U4 F* U2 g6 `! {I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.% r$ N* K* |- \- e
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,5 a0 }, Q3 b( `# Y
your mortgage interest rate may have reached 6%.
( a" }& v( `: ]9 ^+ i8 r! yHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000; f0 |  }2 Q! U
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same   O2 }% _1 J8 s
condo with $1000/month rent)  Total: $344,0404 l, C. o( S; R! N& K7 M
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
+ K4 \- K8 n; d3 k8 \$ x0 {We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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* i9 _- E* v0 t; WSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
: c5 A5 p3 P& n; C: v% h" ZCannot it be $270,000? Cannot it be $280,000?/ ?& Z. ]7 A5 ~
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
$ q6 R4 C- t" s$ ~; aFor me as a property investor, I will always tell everyboy, it is a good time to buy,: o$ f  e* g/ W. W2 V
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
* y' {/ |: `( H2 W. b# e; qthen they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.9 O6 n7 T8 o" _2 F
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
( I( ]" A, l1 P/ A3 \' H- XFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,+ n6 |0 M7 z" P+ O# n1 k5 L9 C
then they will switch to my line and try to "HouHou" to push the market up.
* X0 Z1 t5 u# X5 |' m' ~/ N/ q: I) u0 ~6 E: I$ }
Human weakness.
5 o: o. E! [4 {+ w. c8 S( f' [
* @8 [+ u7 Z7 p/ L# [5 s; K6 GWell, we are human, we have it.

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" y8 u) y0 H5 C) g( ?% i呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。% X% K* G5 R) I% [8 \1 P! E
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能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:
. Z: e% C4 L5 ?# I! Hhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 4 v3 Y9 A& p+ r. u

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6 g) X; x! k8 f' p* _7 b: g% K永远看牛或者永远看熊的,那是猪。
: F. t% H$ e; R7 V! L# S7 A' B( e8 l9 X( k- A
& d; a) [" y6 T* h

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
1 j6 K2 E# {& `I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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