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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
: k, y2 D7 z1 D" ]; A, _However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.+ m6 b9 P1 {0 t: O- m) a
It is always better to buy when it is on the way up than it is on the way down.
8 _% U% ^" t+ b- I$ f& C& a( yFor example, the condo average price is around $240,000 this March, now it is $270,000./ U, Y3 H* H; H" K4 A" D
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.- [: @2 z8 G( T0 `% ?5 N5 k, k
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.( Z* N+ y# K' J# ]8 w8 Q0 U8 K
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
0 u" ?! j) V) Yyour mortgage interest rate may have reached 6%.
* c' x/ d' R& i4 ~House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.$ Q* N! n. L: `- x! S

, I" j+ `1 [( [, nOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
3 o2 g3 `  G  Jif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
) a% p- ?$ [- r0 m, D& j) Zcondo with $1000/month rent)  Total: $344,040
2 H1 K; H( v" b/ j. j4 H6 fif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
$ c" p- x; ^) W9 {We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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( _: L$ d- @: ^So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.% n1 Q4 ^3 ^* y6 Z$ B; e1 ?" Z/ ?
Cannot it be $270,000? Cannot it be $280,000?$ K' }& c0 f3 Q6 E, l
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
4 `6 m2 ]4 R. i4 Y4 F$ tFor me as a property investor, I will always tell everyboy, it is a good time to buy,- K* p+ `2 _8 ]) }  Z7 O' K
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,4 q. v" k3 Z# R
then they will switch to my line and try to "HouHou" to push the market up.1 ?$ L  P/ b; z
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Human weakness.
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3 J$ @/ p2 B+ d' {- G3 jWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
# z/ D& |3 Q3 M( m" ?$ JFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
1 e" P, v: B7 P7 Tthen they will switch to my line and try to "HouHou" to push the market up.
! y7 Z3 ^1 k; ]- m& G; }! o& Q% ?- {. j. H( Q: j) q2 m0 ^
Human weakness.
$ V8 c* `  G  }9 v" ^$ ]* V
$ H$ `" H+ I& Y2 o$ a, V" MWell, we are human, we have it.

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' B7 n! M5 P: A: R呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。. m- F2 Q) ^$ g1 R
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
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装不了中文软件也没关系,用这个:8 I! j( d! |8 a
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 4 g% o! d9 d% |+ V' @% _
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永远看牛或者永远看熊的,那是猪。
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  w1 B+ x& E1 Y  r

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 % Y4 L  t9 |. |' n7 u- x
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.8 L* p1 J' t* u$ G
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I will buy a house, at the time and location of my choice.
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