I found two additional good things about TD: 9 H+ p7 F2 J4 [: i+ n# K2 N6 H 1. If you deposit a check to your TD account, TD allows you to use it immediately. Alot of other banks will hold it several business days before you can use the money. N; s% L/ q6 I: Z M 2. TD is very convenient. They also open on Saturdays and workday evenings. Most branches work on day time only, and also not on Saturdays.