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As to me, I dont' think it is so complicated. / i5 h* Z3 D/ T
$ R, s! O7 l: P! X J+ pWhen I came to Edmonton, I went to TD bank to open a checking acount. I was told as long as I maintained the balance above 1000 (anytime), I didn't need to pay any transaction fee.
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It is true, and there are also restrictions on how many times you can use the ABM or go to the teller, but for me, I didn't need so many transactions so I didn't pay any fee.
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/ ], j+ e* v% ]: u* L! @9 r# uTo Credit card, when I first came I didn't need to buy car or other luxuries, I didn't apply for it. I got my first job two weeks ago I came here. When I had been here for just over 1 month, I went to TD bank again to apply for a Credit Card, telling that I had a job, which they could verify by checking my account. By the way, I had deposited 2 paychecks to my checking acount by that time. I got my credit card in about 2 week later without paying any deposit.% C! X0 [; H; C- K) K% F
3 ~' h/ O" Q7 R F. D5 bIf you think you might be in a similar situation like mine, you can do the same and you don't need to waste your money or face the inconvenience of the frozen deposit. |
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