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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car ' h) j# o% t; y5 x: ]! C$ W
cannot be moved, turn on the hazard lights. Turn off the: P, r6 [: g G6 n/ O
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.; f9 v% a/ M3 G2 e) A: b
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Step3. Call 911 for the police and ambulance (if needed) immediately. 9 z0 T( L/ `) U; ~' h
Report any injuries.
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0 o7 ^) |9 J( G: c4 s' v$ t' F: CStep4. If another vehicle is involved, get the car’s year, make, model - j5 E. l2 A, r" N" ?3 N% h
and license plate number; the driver’s name, address and license1 @+ N$ X6 Z/ M/ h' e7 `
number; and the name of his or her insurance company. If the
! [: Y- j" k2 ^2 _& d driver does not own the car, get the name of the car’s owner. 6 b7 O* r# o- n) s2 N- D4 H
Write down names and addresses of other passengers or & Y: `9 }" j0 F+ p' v; `
witnesses. If you have a camera take pictures of the accident
" s7 n% X( [+ B4 r$ ] scene.
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Step5. The police officer will give you a copy of the collision report.% I2 c4 _6 A% I
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Step6. Cooperate with the police, but do not admit guilt for the
M/ d d! w/ c accident in any way. You may be required to show proof of # A: q8 N& X7 x) X4 c+ E
insurance, but do not reveal how much coverage you have.+ t* A) P- w8 c3 v: w2 }
# s% k) t6 o; W% V1 z. EStep7. Do not accept any money the other driver may offer. By# h5 \# y+ \9 d M# l( Y2 b4 g" T
accepting money, you may give up your right to file a claim % `7 O; @9 P# I: J& m
against the other driver, even if the damages turn out to be
! ^$ }0 c- |+ [ more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
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person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
0 [. D! o3 `" N) o/ ^& z hazards, road conditions and driving speed. Draw a picture of
! e' g5 ~; B. V3 c# B% q the site, showing stop signs, signal lights, etc. Try to measure
8 M% y2 B" G# ^% x skid marks and determine the point of impact. Note any damage/ {7 U2 R! l1 @" U+ J$ z3 x) V
already on other cars involved. If a camera is available, take
. B3 y( s* s. D. D: D pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
! K9 O$ x# Y4 B% }( ^5 O% `4 V company as soon as possible. Call a lawyer Bruce King, to discuss
7 {- |# C$ P- G your accident.6 A" |5 S0 h5 J/ m' V
5 L- t* P5 k. {; C[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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