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 What to do if you are in a car accident* t. U# l, F& @
+ h5 Z: P5 S1 |& b7 M0 Y) jStep1. If possible, stop your car in a safe and visible place. If a car , P8 e. e' ~1 P; D% C7 a- P
cannot be moved, turn on the hazard lights. Turn off the* t; s) n4 \. W0 W
ignition. Be careful when exiting your car.
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: B7 W* R; I8 g) f ~Step2. Determine if anyone is injured. Do not move an injured person.. e! U3 _9 ]# w4 F
8 u0 z0 P4 u" IStep3. Call 911 for the police and ambulance (if needed) immediately.
. d$ y& \8 d) X, Z5 S! C Report any injuries.& U) F) U8 `8 R
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Step4. If another vehicle is involved, get the car’s year, make, model " j# m7 _1 p" V. q; U, C4 [: g6 p
and license plate number; the driver’s name, address and license# W5 D6 C! R, c3 l5 i# x1 q
number; and the name of his or her insurance company. If the 7 }/ n* }. H) f. K" {, ~6 F
driver does not own the car, get the name of the car’s owner. 9 {, @9 o$ a/ _2 Y3 y: G0 e, i, G" Z
Write down names and addresses of other passengers or
. Q5 u' _: z6 L! s, T; H witnesses. If you have a camera take pictures of the accident # `3 H) `/ m( S8 K+ v# E1 e
scene.
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Step5. The police officer will give you a copy of the collision report.9 p+ z. K' o+ ^( S
% m( T3 L9 }+ d- kStep6. Cooperate with the police, but do not admit guilt for the
# D* z" E, i$ M' X5 n9 n9 D- t accident in any way. You may be required to show proof of
; v* @* ^2 \* S2 o+ {" j insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
3 c' l9 X& Y8 X! _" M U( g accepting money, you may give up your right to file a claim J, B) E4 G! h. x4 X+ _
against the other driver, even if the damages turn out to be2 }; t$ S U9 `( @% g( J: |
more extensive than you first thought.
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5 c2 g4 [& p0 S& E- zStep8. Do not agree to forget about a minor accident. You may see
) {8 D* `6 C5 ?# | later that there were hidden damages or injuries. The other
* k8 }) A8 \8 s0 F5 W person may even file a lawsuit against you.. }6 I1 u9 y! g: \& k% Z* G: i
( H' s' m, n9 `Step9. Write an account of what happened: time of day, weather,
! t$ M l/ \5 @3 Z4 P/ d hazards, road conditions and driving speed. Draw a picture of
6 `# N0 r2 B+ p; \! }3 O the site, showing stop signs, signal lights, etc. Try to measure
: G9 Q1 j7 f- T skid marks and determine the point of impact. Note any damage7 _- s m9 G! a4 d/ X6 ~3 X: @
already on other cars involved. If a camera is available, take
, R# [. T8 Q0 t& m$ ? pictures of the accident.
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7 p2 r% i( q% [Step10. Report the accident to your insurance agent or insurance 6 ]% ^0 S% W F0 O
company as soon as possible. Call a lawyer Bruce King, to discuss8 u6 a% |- L" `. I3 B% Y4 s6 U% @* q
your accident.
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0 }: O! F; D! ?+ _% Y[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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