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 What to do if you are in a car accident) x% M8 o0 E+ E
; `- J9 V: w& R9 g; t E" cStep1. If possible, stop your car in a safe and visible place. If a car j% {/ U2 z6 z8 D7 F
cannot be moved, turn on the hazard lights. Turn off the
. U$ n8 O- P5 n# n0 u1 r ignition. Be careful when exiting your car.
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3 e0 l2 p3 d9 d8 CStep2. Determine if anyone is injured. Do not move an injured person.
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! n& m6 T$ u2 }2 I5 hStep3. Call 911 for the police and ambulance (if needed) immediately.
4 C! E. b$ z9 Z' Q0 R Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
1 a( h' P; f; u5 q3 x and license plate number; the driver’s name, address and license5 ?! J L+ ?; O, a# U* W7 G- f
number; and the name of his or her insurance company. If the 2 k! w/ E2 ~" O1 Z U! N% h
driver does not own the car, get the name of the car’s owner.
. R5 c$ B6 G h Write down names and addresses of other passengers or + n7 ]/ i1 Z$ s- c8 J
witnesses. If you have a camera take pictures of the accident
/ o( F, {3 L9 a8 j! D scene.
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0 a* F1 D1 k. d' SStep5. The police officer will give you a copy of the collision report.
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; r2 v& m8 n5 K0 Y2 ?8 @Step6. Cooperate with the police, but do not admit guilt for the 3 R" Z( d3 |5 \& U1 `$ r# ] l/ c
accident in any way. You may be required to show proof of
; c9 E' i& K4 s* n2 `8 _ insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
4 \- _* l5 g" J9 O! D3 G accepting money, you may give up your right to file a claim ' v. _; Z" ?: o+ h# @/ i4 {
against the other driver, even if the damages turn out to be
# k1 `' c/ Y4 q more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see& J, f2 o; {8 ?/ d& |) `/ H H
later that there were hidden damages or injuries. The other# \1 |% [' _% x1 j$ u- Y0 R& k
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
c) B( e( ?7 _% T: u6 T6 l hazards, road conditions and driving speed. Draw a picture of
3 [' ?' q4 ?( G, A0 @2 H) q the site, showing stop signs, signal lights, etc. Try to measure
+ i) o! @9 J [5 T& c. }& x skid marks and determine the point of impact. Note any damage
0 W6 O- d/ i/ v$ G. p, t# ] already on other cars involved. If a camera is available, take ( Y$ C; a/ O4 j9 b
pictures of the accident.
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5 A8 H! _+ C5 C7 SStep10. Report the accident to your insurance agent or insurance + U6 h8 i. ~9 c* \. }8 O# ?7 d
company as soon as possible. Call a lawyer Bruce King, to discuss9 E% o7 t; b# g! a6 D& L' {
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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