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 What to do if you are in a car accident
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+ n, a: N4 Z3 N9 E/ lStep1. If possible, stop your car in a safe and visible place. If a car 3 p$ g% G4 @' ^" R% W
cannot be moved, turn on the hazard lights. Turn off the e$ v: C6 l; w8 N9 s+ J6 i$ ^
ignition. Be careful when exiting your car.# V( a1 K2 J. K- b+ l/ R/ H
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Step2. Determine if anyone is injured. Do not move an injured person." n% L- f/ b# t- f& f4 k- ?
" i g: O: `' p. u' yStep3. Call 911 for the police and ambulance (if needed) immediately. `; B- p1 R5 N. A% D# N; `
Report any injuries./ t3 `0 D; ~( U2 `6 b
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Step4. If another vehicle is involved, get the car’s year, make, model
/ z( z# T$ X/ v$ o' L1 c and license plate number; the driver’s name, address and license
( z& I+ c1 K! G' F+ n2 `, a B number; and the name of his or her insurance company. If the 2 Z' H; X, Q# Q Z& }4 `
driver does not own the car, get the name of the car’s owner.
) U% ]/ {5 a1 O+ K! V, W, O Write down names and addresses of other passengers or
8 N. Y. Z- |# e8 K4 y witnesses. If you have a camera take pictures of the accident
, G! d$ s* O7 P$ U scene.
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the ) c r+ s; _/ \: j0 Q$ d, j. y
accident in any way. You may be required to show proof of ! Q; d+ N, B- L/ N1 s% y" R# r: R
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
! M" x/ E% p5 e: r0 G- z accepting money, you may give up your right to file a claim
4 I# M3 v9 m9 Z7 i+ |. ^ against the other driver, even if the damages turn out to be; Q2 E8 s9 D7 [3 B. J
more extensive than you first thought.- H0 |1 U' H0 g: ]$ S* Z7 ?
1 e0 J! i$ j; A! X" L4 cStep8. Do not agree to forget about a minor accident. You may see
& x! f- G, o+ g u/ V later that there were hidden damages or injuries. The other* T- s/ a: W8 N( P
person may even file a lawsuit against you.
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4 w9 l. U p" D* T+ d' S9 YStep9. Write an account of what happened: time of day, weather,
. n: G: K. F- M1 ^9 Z# e hazards, road conditions and driving speed. Draw a picture of
* R9 V8 p2 j- S" y) N the site, showing stop signs, signal lights, etc. Try to measure / p4 s3 v: K+ r% a
skid marks and determine the point of impact. Note any damage6 d1 Q+ k% F& o$ x7 P$ S
already on other cars involved. If a camera is available, take " j+ h7 R. _ a/ m0 T8 n4 w
pictures of the accident.& y4 {2 Y* ?! K" k+ {
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Step10. Report the accident to your insurance agent or insurance G& }: o' p1 v& S* k. {
company as soon as possible. Call a lawyer Bruce King, to discuss; Y6 D4 i' t7 i6 T* ]
your accident.
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, L! ~' Q( b: G" z- J[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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