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 What to do if you are in a car accident1 z8 J5 U. |" N/ Z5 P4 g; g" V. y
v# L; W3 [2 X3 W( i6 `Step1. If possible, stop your car in a safe and visible place. If a car
$ R1 z) l; A2 h3 u% H' Q% G' R4 F' ~ cannot be moved, turn on the hazard lights. Turn off the( L6 S) P9 b' x- K) b
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. 8 t5 b1 ?, s& \6 f. W
Report any injuries.) m2 q6 k5 A6 _. G, `1 p8 ~8 e% n. K
( Z+ L% g- ?7 M+ n% kStep4. If another vehicle is involved, get the car’s year, make, model 0 G$ c# n! ?+ c, A' O; r
and license plate number; the driver’s name, address and license P3 s- ?) v! t- D" s) y
number; and the name of his or her insurance company. If the
; A( o5 b6 d' K* X driver does not own the car, get the name of the car’s owner. / K# Y! J3 a" K" m
Write down names and addresses of other passengers or
/ _- L: R) t8 I$ a7 @ witnesses. If you have a camera take pictures of the accident + K! `- o8 J2 `$ _1 t
scene.
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
0 ]7 {* a, H9 F0 p1 f accident in any way. You may be required to show proof of
6 K+ G x' ]% j8 w insurance, but do not reveal how much coverage you have.
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- t0 [( _4 s: E N) [: bStep7. Do not accept any money the other driver may offer. By3 [9 n5 z" q. X: [7 A i7 T
accepting money, you may give up your right to file a claim
# e1 D+ O7 W' s9 B against the other driver, even if the damages turn out to be
( q8 r' T2 ~2 D more extensive than you first thought.
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% K7 A! l! W: D. k3 i) l* X9 pStep8. Do not agree to forget about a minor accident. You may see9 R; m) n% n" u
later that there were hidden damages or injuries. The other+ o* ~' I6 v/ ~; a9 W& y' p
person may even file a lawsuit against you.
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$ B0 W$ M3 p6 P3 CStep9. Write an account of what happened: time of day, weather, 0 G1 q2 I1 G$ c' w' s
hazards, road conditions and driving speed. Draw a picture of
4 Q6 D& ]" ?4 P3 ~8 @ the site, showing stop signs, signal lights, etc. Try to measure / @; x0 v5 E/ j- L- s6 Z0 D
skid marks and determine the point of impact. Note any damage
* ]! Q8 r7 C0 ?9 Z! g already on other cars involved. If a camera is available, take 7 F. q& W4 u8 `# p, h) u$ H* S
pictures of the accident.! Y" P4 ~, a4 @7 Y
! I+ Q! r; f. r, P1 d1 o; SStep10. Report the accident to your insurance agent or insurance 5 ^& S, Q1 o/ N+ b4 M* X
company as soon as possible. Call a lawyer Bruce King, to discuss
. s) y% b! k2 A1 ?9 K5 P ^5 B your accident.3 M9 n. A5 q5 O2 @0 L/ H* b
4 R+ O& Y% C* I: @[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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