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 What to do if you are in a car accident/ D' f6 ?2 W; T( A& j0 {( H/ S
6 ]9 Z$ j# Q- D5 fStep1. If possible, stop your car in a safe and visible place. If a car
4 N, o; U+ F' J; f cannot be moved, turn on the hazard lights. Turn off the8 B& X2 ^8 o: {2 l3 h- K3 O0 }: ^
ignition. Be careful when exiting your car./ A5 C& Y, |6 ?* v, U0 M" U/ @
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Step2. Determine if anyone is injured. Do not move an injured person.
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% y e, `6 q: {, ^3 K& v! |7 A8 PStep3. Call 911 for the police and ambulance (if needed) immediately. + H2 Z7 i) R, Y; O3 F& {
Report any injuries.- D$ |( ^$ O, Z( a! D& q, O" @
& l5 v: c7 h) A6 C" |' YStep4. If another vehicle is involved, get the car’s year, make, model
7 \! x1 U6 |: n4 m. W* A and license plate number; the driver’s name, address and license4 o3 v, A2 a9 d' ~5 }8 O
number; and the name of his or her insurance company. If the & w+ c" {4 ]1 u4 U; @
driver does not own the car, get the name of the car’s owner. # }$ f5 b F; f* M( }3 r$ E6 [0 H
Write down names and addresses of other passengers or / D. N1 h; t7 k4 Y7 R
witnesses. If you have a camera take pictures of the accident 7 R# c7 x) N* i2 @9 e0 ?4 ~
scene.0 V! K- M1 u% M7 l5 D3 V' c
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Step5. The police officer will give you a copy of the collision report.- Y0 y- n: A1 q% M. u# I6 ~/ M4 s4 W
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Step6. Cooperate with the police, but do not admit guilt for the " `" ^/ c9 P+ G- Y+ w# ~' k
accident in any way. You may be required to show proof of
% ?) T6 f7 [! f0 b5 d" _* x4 G7 Z0 i insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
9 j2 i: v" I) t w0 m5 C9 n" E7 e accepting money, you may give up your right to file a claim
0 g _* L3 e7 ^/ C( k! X! T/ ?# T against the other driver, even if the damages turn out to be2 R$ \! C$ S6 F+ ]: b: ^6 c7 M
more extensive than you first thought.
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e4 k+ d6 v8 s/ p0 J7 u" d# `Step8. Do not agree to forget about a minor accident. You may see4 y+ D: w m; w j9 g- u# n* k2 R
later that there were hidden damages or injuries. The other9 \& T7 _0 \; }# k& D: a
person may even file a lawsuit against you.
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2 `3 T3 c Z7 d% \. G. f$ ~Step9. Write an account of what happened: time of day, weather, ! ]1 V4 y! y$ n
hazards, road conditions and driving speed. Draw a picture of 4 [: v% J$ ^( J, a
the site, showing stop signs, signal lights, etc. Try to measure
- Z% } z! J! d2 C \ skid marks and determine the point of impact. Note any damage
+ T) a( B$ D6 g9 n9 T already on other cars involved. If a camera is available, take 0 l+ Q' L# X1 I: K+ \- N
pictures of the accident.! |3 o5 \. U% x2 O$ d& h8 h5 X
4 G* @2 Y2 }& _' E3 i% i$ S% rStep10. Report the accident to your insurance agent or insurance
/ u3 J! U3 X. _; ?- {) R company as soon as possible. Call a lawyer Bruce King, to discuss3 t0 x: J0 P, t1 L) _8 V/ U
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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