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 What to do if you are in a car accident. K- }* x# [/ |/ g, O; e
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Step1. If possible, stop your car in a safe and visible place. If a car ' E' Z+ D9 g5 v t7 e8 U
cannot be moved, turn on the hazard lights. Turn off the
( J" I3 s4 b5 R/ | ignition. Be careful when exiting your car.5 U# r. `6 B4 K! Y- o/ j5 Y
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Step2. Determine if anyone is injured. Do not move an injured person.7 `4 c2 b5 b! d. `# U: q( m: h
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Step3. Call 911 for the police and ambulance (if needed) immediately.
5 `7 _7 p% i1 |- d" i7 f Report any injuries.
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2 k. Z/ g7 v: A/ E7 vStep4. If another vehicle is involved, get the car’s year, make, model
0 C; h4 d( J5 k$ }3 p, a0 q4 { and license plate number; the driver’s name, address and license
y2 e# p |% u. u. ~& W number; and the name of his or her insurance company. If the
" j2 L7 R5 A& ]3 p2 o! N driver does not own the car, get the name of the car’s owner.
" `+ w0 K+ o4 F% |$ J Write down names and addresses of other passengers or
4 `2 H) q$ e3 z5 ] witnesses. If you have a camera take pictures of the accident
7 `2 `2 {6 e: d7 Y scene.
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0 ~, q% c- P( d3 {7 mStep5. The police officer will give you a copy of the collision report.- Z+ p1 w' i/ O1 s7 G$ z; i3 Q3 J, e
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Step6. Cooperate with the police, but do not admit guilt for the ' o# {+ W- s& G. w# K# {0 u; s
accident in any way. You may be required to show proof of % Q8 W6 u1 @ y' F4 d8 @( y
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By' M; D. s6 V$ i% }5 l& f3 l/ W
accepting money, you may give up your right to file a claim
% l5 @: J4 q4 S, g4 u against the other driver, even if the damages turn out to be
' n6 p n$ s3 t0 f- t7 u) o- ` more extensive than you first thought.
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: j( f4 q. M) ~6 ^7 @Step8. Do not agree to forget about a minor accident. You may see
+ b" {1 W) h# F" D& O later that there were hidden damages or injuries. The other. i: m5 @; h# k3 _0 e: Y
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
3 M" D6 K: s6 [7 j hazards, road conditions and driving speed. Draw a picture of % ~7 C+ b. G( j( q( j
the site, showing stop signs, signal lights, etc. Try to measure
, r) a, h/ M0 L3 @ skid marks and determine the point of impact. Note any damage
! x, }/ j& p8 T2 f; } already on other cars involved. If a camera is available, take ! S0 f( f+ K8 `/ B8 [; n& W. l
pictures of the accident.) `1 o) x2 R1 b3 H L
+ R- K2 H! ^) E( S3 t0 j8 E BStep10. Report the accident to your insurance agent or insurance
% e% s1 H4 A3 o( x. c( E" z company as soon as possible. Call a lawyer Bruce King, to discuss9 B* n5 Y6 L0 x$ s0 u9 E' n
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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