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 What to do if you are in a car accident ^# z( u1 I, ]0 A/ `
% V: Z8 d8 x# q8 w( YStep1. If possible, stop your car in a safe and visible place. If a car
& P. w& I, M- H" i5 r' A cannot be moved, turn on the hazard lights. Turn off the
8 e$ p' `7 w7 p& z4 ?: C* A ignition. Be careful when exiting your car.- R g8 a, ~ I
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Step2. Determine if anyone is injured. Do not move an injured person.! n9 a* o9 G+ d9 r' y. `- ]
# i# x1 r4 p- K r- T. k! }3 SStep3. Call 911 for the police and ambulance (if needed) immediately. 9 `: w3 D, Y a4 Z N
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
4 R1 ^( Q2 S/ l2 m( _& } and license plate number; the driver’s name, address and license* w3 m) y/ }9 g& L! C
number; and the name of his or her insurance company. If the 7 Z: ^/ U& ]& l( G" M+ k( O( j
driver does not own the car, get the name of the car’s owner.
. A! L7 U7 }8 k) y! j: W- ^ Write down names and addresses of other passengers or 9 T `- \1 K: y+ h1 }& v6 r* j, ~
witnesses. If you have a camera take pictures of the accident
X9 U5 M! B5 c; Y B6 q* N* A } scene.# H. c/ p7 d0 j5 [: \
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Step5. The police officer will give you a copy of the collision report.
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1 c& p' w* A/ R. J) d+ `Step6. Cooperate with the police, but do not admit guilt for the # U# _, M. ^9 h1 J/ j
accident in any way. You may be required to show proof of
5 d* @& }$ @3 Z: D1 O0 ~" u, j insurance, but do not reveal how much coverage you have.! U7 s6 c, N5 I4 Q, z7 |% f8 b
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Step7. Do not accept any money the other driver may offer. By# w: r V$ o @6 s: _
accepting money, you may give up your right to file a claim
+ p$ z: H+ j9 O1 ~ against the other driver, even if the damages turn out to be; J" z6 P/ l5 b
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
8 }4 B9 } Z1 O, q later that there were hidden damages or injuries. The other5 _! D( Z1 ~$ f0 s) ^+ b, f
person may even file a lawsuit against you.4 U1 {4 W( Z0 `" L9 m$ Z
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Step9. Write an account of what happened: time of day, weather, + Y/ P' Z8 C- q, A) a
hazards, road conditions and driving speed. Draw a picture of
$ m- o: V0 x$ n4 P( y5 m the site, showing stop signs, signal lights, etc. Try to measure
; |& V% ~6 ~& P+ w7 ~ skid marks and determine the point of impact. Note any damage
, z, T. n; e9 m already on other cars involved. If a camera is available, take 3 F* U9 T, J2 O1 U7 s8 i8 m- {
pictures of the accident.+ S7 t, ^5 U5 p% Y5 U* x4 {
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Step10. Report the accident to your insurance agent or insurance 3 y0 S/ g3 i$ _" t) B
company as soon as possible. Call a lawyer Bruce King, to discuss! y/ n! R# X5 z; K$ t6 ^
your accident.1 q1 L0 R& @, i7 F7 Z4 O
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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