original housing price = $100,000, downpayment =$20,000, mortgage = 80,000 4 H8 x: z& R4 Wone year later, the housing is only worth $60,000, tell you $1.00 but must with the mortgage. Do you want it? 0 t4 Z+ g2 t# V) P, k7 G; | {4 @& c: m1 ~2 ^* W2 K; V& ^No way !!!