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本帖最后由 每天一点 于 2009-5-11 10:33 编辑 . K5 L9 x. K; S8 B; z! L8 F7 S' A9 X# y
+ U- {8 u0 K. j" M0 W% a% B! s/ c我感觉一点都不划算,现在你还剩37.8,加上1.4,就是39.2
' |3 n* F$ v4 y6 \) {9 P3 C/ @即使按照3.35%,按照转过去之后35年贷款计,你3年之后37.33,也就是说,你总共就还了37.8-37.33=0.47w,也就是4700块本金。也就是还了3个月本金,其他33个月都在还利息和罚金。
! R; V7 R# K5 Z. C. a4 H可能相比来说,还是不折腾得时候剩的本金要少。
8 A* C4 I3 i8 Q/ W& k$ b具体情况见下表9 B! d- k( B. m. d& K( t
1 01/10/2008 $392,000.00 $1,586.22 $491.88 $1,094.33 $391,508.12 9 w' e* l* w; C
2 01/11/2008 $391,508.12 $1,586.22 $493.26 $1,092.96 $391,014.86 % D8 {6 X g: }/ H4 ^7 @
3 01/12/2008 $391,014.86 $1,586.22 $494.63 $1,091.58 $390,520.23 * y# n7 A' m+ o2 L& ?
4 01/01/2009 $390,520.23 $1,586.22 $496.01 $1,090.20 $390,024.22
7 f5 ]* [# \$ F6 o# n! V5 01/02/2009 $390,024.22 $1,586.22 $497.40 $1,088.82 $389,526.82 - v$ J) t, R" R# |; |+ a
6 01/03/2009 $389,526.82 $1,586.22 $498.79 $1,087.43 $389,028.03 5 Y) `7 W# z3 i% \
7 01/04/2009 $389,028.03 $1,586.22 $500.18 $1,086.04 $388,527.85 ( N; }# ~# t2 a* g
8 01/05/2009 $388,527.85 $1,586.22 $501.58 $1,084.64 $388,026.27
2 Z7 C6 k r9 I& p; y; I/ u9 01/06/2009 $388,026.27 $1,586.22 $502.98 $1,083.24 $387,523.30
* I) \* @: D& M10 01/07/2009 $387,523.30 $1,586.22 $504.38 $1,081.84 $387,018.92
5 E, s7 `- D5 }; h; N: g11 01/08/2009 $387,018.92 $1,586.22 $505.79 $1,080.43 $386,513.13 ! ?6 }$ J' k8 A9 f2 J0 w/ k2 ~
12 01/09/2009 $386,513.13 $1,586.22 $507.20 $1,079.02 $386,005.93
# l2 H) @8 x" K: \13 01/10/2009 $386,005.93 $1,586.22 $508.62 $1,077.60 $385,497.31
* \- x: o2 N& G( v0 ?14 01/11/2009 $385,497.31 $1,586.22 $510.04 $1,076.18 $384,987.28 1 o5 s0 L) _% O8 l8 K, h4 H( g( M6 L
15 01/12/2009 $384,987.28 $1,586.22 $511.46 $1,074.76 $384,475.82 & K2 N- ? y* N; p, D1 m
16 01/01/2010 $384,475.82 $1,586.22 $512.89 $1,073.33 $383,962.93
/ m* l, X5 a, z6 F/ x17 01/02/2010 $383,962.93 $1,586.22 $514.32 $1,071.90 $383,448.61 2 g5 p4 X) @4 E+ ^1 Y. i: g; N9 f$ l0 A
18 01/03/2010 $383,448.61 $1,586.22 $515.76 $1,070.46 $382,932.86 ! |8 s& u, b) |) ]4 Q1 U% R
19 01/04/2010 $382,932.86 $1,586.22 $517.20 $1,069.02 $382,415.66 9 e, e& {( u4 }2 N% @7 W
20 01/05/2010 $382,415.66 $1,586.22 $518.64 $1,067.58 $381,897.02 6 w: W+ Q9 l6 q0 e, ]% p% m* G
21 01/06/2010 $381,897.02 $1,586.22 $520.09 $1,066.13 $381,376.94 + H" N; w+ ^4 r' F& d
22 01/07/2010 $381,376.94 $1,586.22 $521.54 $1,064.68 $380,855.40 3 q3 g* y2 n% ~) G
23 01/08/2010 $380,855.40 $1,586.22 $522.99 $1,063.22 $380,332.40
) _) Y. \5 @8 i- u24 01/09/2010 $380,332.40 $1,586.22 $524.45 $1,061.76 $379,807.95 1 l1 w5 o2 ^9 M/ i/ t
25 01/10/2010 $379,807.95 $1,586.22 $525.92 $1,060.30 $379,282.03 : q1 [, t5 I# O" Q
26 01/11/2010 $379,282.03 $1,586.22 $527.39 $1,058.83 $378,754.64
; j5 F+ C" T! Q% Y* y2 I27 01/12/2010 $378,754.64 $1,586.22 $528.86 $1,057.36 $378,225.78 % r4 e1 u) ?+ y2 \* e! w
28 01/01/2011 $378,225.78 $1,586.22 $530.34 $1,055.88 $377,695.45
4 h6 F+ H# [; Z0 h# v5 q( S8 s29 01/02/2011 $377,695.45 $1,586.22 $531.82 $1,054.40 $377,163.63 . n$ `7 B4 @% ?* j: H4 m* v
30 01/03/2011 $377,163.63 $1,586.22 $533.30 $1,052.92 $376,630.33
, _4 B g" e7 p6 ~& W; x" F! t31 01/04/2011 $376,630.33 $1,586.22 $534.79 $1,051.43 $376,095.54 6 S5 l+ |/ L7 v& _
32 01/05/2011 $376,095.54 $1,586.22 $536.28 $1,049.93 $375,559.26 1 J/ f; {4 H3 H" J8 z; |' D
33 01/06/2011 $375,559.26 $1,586.22 $537.78 $1,048.44 $375,021.48 " _3 x0 P6 A5 u9 @# |6 _& p
34 01/07/2011 $375,021.48 $1,586.22 $539.28 $1,046.93 $374,482.20 8 o# g3 u/ N- A. M" [
35 01/08/2011 $374,482.20 $1,586.22 $540.79 $1,045.43 $373,941.41
& K, _5 t0 e W$ I& ]9 H) G# d36 01/09/2011 $373,941.41 $1,586.22 $542.30 $1,043.92 $373,399.11 |
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