鲜花( 98) 鸡蛋( 0)
|
本帖最后由 每天一点 于 2009-5-11 10:33 编辑 5 b2 q8 X5 `' W
, u1 S5 b+ I5 w+ t% e' u; \' U# ?我感觉一点都不划算,现在你还剩37.8,加上1.4,就是39.2
1 j% U3 b' A& k% _' ?6 N即使按照3.35%,按照转过去之后35年贷款计,你3年之后37.33,也就是说,你总共就还了37.8-37.33=0.47w,也就是4700块本金。也就是还了3个月本金,其他33个月都在还利息和罚金。, U* o- |' {3 m6 X b
可能相比来说,还是不折腾得时候剩的本金要少。
1 G+ n# O2 A& @ x- G1 \具体情况见下表
7 C+ p" ~* V+ u0 E0 s/ S1 01/10/2008 $392,000.00 $1,586.22 $491.88 $1,094.33 $391,508.12
+ @( z- O+ I2 ^' H# p; r9 b2 01/11/2008 $391,508.12 $1,586.22 $493.26 $1,092.96 $391,014.86
+ q6 g7 f. m4 R3 01/12/2008 $391,014.86 $1,586.22 $494.63 $1,091.58 $390,520.23
1 i4 Z8 l/ I8 a4 01/01/2009 $390,520.23 $1,586.22 $496.01 $1,090.20 $390,024.22 / D F8 F3 { E2 D
5 01/02/2009 $390,024.22 $1,586.22 $497.40 $1,088.82 $389,526.82 8 k4 Q3 |, G+ B
6 01/03/2009 $389,526.82 $1,586.22 $498.79 $1,087.43 $389,028.03
: U5 g. G! \/ L8 ?7 01/04/2009 $389,028.03 $1,586.22 $500.18 $1,086.04 $388,527.85 7 N: v$ ]" Y" {2 u ]1 _/ m
8 01/05/2009 $388,527.85 $1,586.22 $501.58 $1,084.64 $388,026.27 + a9 i& [& g/ R& R' M
9 01/06/2009 $388,026.27 $1,586.22 $502.98 $1,083.24 $387,523.30 1 m# }, ]. I/ H+ N" k( m4 R
10 01/07/2009 $387,523.30 $1,586.22 $504.38 $1,081.84 $387,018.92 # O' Y# ^0 ?+ R- H. K
11 01/08/2009 $387,018.92 $1,586.22 $505.79 $1,080.43 $386,513.13 ; I. Z2 h, `4 e" o
12 01/09/2009 $386,513.13 $1,586.22 $507.20 $1,079.02 $386,005.93
: ]( C& `5 h, R# d" e- @+ Y7 o7 P13 01/10/2009 $386,005.93 $1,586.22 $508.62 $1,077.60 $385,497.31
, O* v8 ~/ n: t) A, k' ^14 01/11/2009 $385,497.31 $1,586.22 $510.04 $1,076.18 $384,987.28 & k' u# i2 g+ d0 @* k* V s- R$ ~
15 01/12/2009 $384,987.28 $1,586.22 $511.46 $1,074.76 $384,475.82
$ [5 y" Y6 C2 ]; \" j16 01/01/2010 $384,475.82 $1,586.22 $512.89 $1,073.33 $383,962.93 5 Q; O. O/ G& N, j7 f
17 01/02/2010 $383,962.93 $1,586.22 $514.32 $1,071.90 $383,448.61
: y7 k \1 W7 g7 e1 [) [18 01/03/2010 $383,448.61 $1,586.22 $515.76 $1,070.46 $382,932.86
5 C; B( x: Y5 j0 P% R19 01/04/2010 $382,932.86 $1,586.22 $517.20 $1,069.02 $382,415.66 5 c5 I; J6 Y& F) X1 ~( O1 J0 U3 ]
20 01/05/2010 $382,415.66 $1,586.22 $518.64 $1,067.58 $381,897.02 2 O+ U! B/ M: j$ w$ ~2 u
21 01/06/2010 $381,897.02 $1,586.22 $520.09 $1,066.13 $381,376.94
* H: x* ]/ ^* T2 h22 01/07/2010 $381,376.94 $1,586.22 $521.54 $1,064.68 $380,855.40
9 h2 m& N# O4 r3 W23 01/08/2010 $380,855.40 $1,586.22 $522.99 $1,063.22 $380,332.40 . p M$ i' @8 x* \( u9 X4 n* o" F& W+ N
24 01/09/2010 $380,332.40 $1,586.22 $524.45 $1,061.76 $379,807.95 ) }: X9 S9 g& y8 }+ S
25 01/10/2010 $379,807.95 $1,586.22 $525.92 $1,060.30 $379,282.03 * O' [7 E; U; {" E# {
26 01/11/2010 $379,282.03 $1,586.22 $527.39 $1,058.83 $378,754.64
# l- {4 d, m. o0 `5 z$ K# s7 H27 01/12/2010 $378,754.64 $1,586.22 $528.86 $1,057.36 $378,225.78 , v% H9 W9 s9 t% F
28 01/01/2011 $378,225.78 $1,586.22 $530.34 $1,055.88 $377,695.45 ' g# j5 D& ^: N) I' I: M8 y
29 01/02/2011 $377,695.45 $1,586.22 $531.82 $1,054.40 $377,163.63 ( j2 {. V+ H- V
30 01/03/2011 $377,163.63 $1,586.22 $533.30 $1,052.92 $376,630.33 - i5 t. H6 X8 e
31 01/04/2011 $376,630.33 $1,586.22 $534.79 $1,051.43 $376,095.54 ( I# I6 ?! s' a9 I% g
32 01/05/2011 $376,095.54 $1,586.22 $536.28 $1,049.93 $375,559.26
& k3 m' T, [) E, p0 W7 ~; {33 01/06/2011 $375,559.26 $1,586.22 $537.78 $1,048.44 $375,021.48
4 @0 ~0 x) x0 Q5 R0 q, @" U34 01/07/2011 $375,021.48 $1,586.22 $539.28 $1,046.93 $374,482.20
9 y! r. k: |4 F2 K, g2 _1 H3 E6 t35 01/08/2011 $374,482.20 $1,586.22 $540.79 $1,045.43 $373,941.41
- u% d Q7 R6 a# `8 q1 C' x36 01/09/2011 $373,941.41 $1,586.22 $542.30 $1,043.92 $373,399.11 |
|