ZT-TMG- CMHC's 2009 Mortgage Consumer Survey

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/ j3 B( U+ ^7 s: {" ]4 [  NCMHC recently surveyed 2,507 new mortgage consumers.  Here's what they found:

•70%:  Feel now is a good time to buy a home in Canada
•1/3:  Expect to move in the next five years
8 d+ j+ W8 C7 j+ K" c6 O! D: p. X•73%:  Used their own resources (savings, equity, or RRSP) for their down payment.
9 g, R2 O* b0 g, T1 z•1/3:  Have previously requested their credit score from a credit bureau.  (Wow.  2/3 have not?)
2 X  a- d" h  T•87%:  Believe that 40% is the maximum ratio of monthly gross income that one should spend on debts and housing (It's interesting that so many people know this. This 40% figure is, of course, a general lender guideline for maximum TDS.)
, V8 ^3 f6 f- x( W+ vWhat matters to homeowners:
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•"Getting the best rate":  This was the number one thing that made customers satisfied with their lender or broker.
5 w- s8 k6 |) N: @+ l( u•"Service":  The top reason driving customer satisfaction with brokers.
9 J4 H; v9 u3 L$ [  c•"A good relationship":  The top reason behind customer satisfaction with lenders.
- A3 m# {% Z! E3 p+ BOther interesting market share stats:

* a5 ?& y; t  w# q7 X+ r( U•90%:  The number of people up for renewal who stayed with their existing lender.  That compares to 83% in 2007.  (This is absolutely stunning. Either lender retention departments are getting much better or people are getting more complacent.  In this competitive market, you've got to shop around-or, better yet, get a professional to do it for you.)
•25%:  The number of mortgages originated by mortgage brokers. CMHC said it was 27% in 2007 (See CMHC's 2007 Mortgage Survey).  (The banks seem to be making a comeback for the time being. They're most definitely getting more competitive. In addition, we're seeing a lot of smaller lenders harness the power of the net to drive new business.)
& P" i, j4 r, K! P* l0 ~- O- b•44%:  The number of first-time buyers who got their mortgage through a broker.  (This is up sharply from 35% in 2007.)

http://www.happymortgages.com/newsarticle.asp?id=210
Source:  The chart and all data are courtesy of CMHC.