优选标准:1 x3 K& o. s7 i
1、消费返点,例如:0.5% or 1% or 2% and so on.4 d- l/ d7 E9 w# a
2、免年费,超期利率等basic conditions.; |7 q' i2 g4 k1 R* q9 r# H; E, G6 @! S
3、信用额度credit limit, 贷款优惠等。; h7 w- _ p A1 K5 [4 i1 [
MBNA Smart Cash:9 R. F0 a2 N$ }1 E1 b9 n
/ O0 q/ Q0 N/ a1 b( C% F
5% on gas and grocery for the first 6 months (3% after that);( J+ F2 X8 i; Q: A8 u
1% on any other purchases.