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[爱城新闻] 哈勃政府不是一直鼓吹加拿大经济复苏了吗

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鲜花(36) 鸡蛋(0)
发表于 2009-9-14 12:51 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
最新调查显示,如果工资支票迟到一周,将有近60%加拿大人无法支付账单。 ( q, s0 c( A) B# N) M4 M! K; T) n
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加拿大工资管理协会(Canadian Payroll Association)调查发现,大多数加拿大人不仅手头拮据,而且基本无力为退休储蓄。若工资迟发,约59%加拿大人无法支付账单。 % o: y8 O- n( K8 N- c
年轻上班族们尤其捉襟见肘。如果工资迟发,18至34岁的年轻人中有4 5%难以或很难维持生活。72%单身父母们表示工资迟发会导致他们无法支付账单。尽管理财规划师建议人们预留三个月的房租、食品和水电等应急费用,但显然加拿大人们没有遵照这一点。
% y4 o+ I1 H/ A% u4 B' [调查还发现50%加拿大上班族们无法拿出5%的净收入做退休储蓄。工资管理协会的主席兼CEO库哈尼(Patrick Culhane)说,由于近期股市的动荡,为退休储蓄就更难了。 # i/ O( H% I9 P) R  Z
约52%加拿大人认为若想退休生活舒适安逸,需要75万到300万元的资金。然而,约1/3表示努力比去年拿出更多钱来储蓄,但无法做到。另有42%表示无法拿出更多钱来储蓄。
( E' |9 c1 A+ k0 g' vMajority of Canadian employees living paycheque to paycheque, not saving enough for retirement. Younger workers and single parents having most trouble making ends meet.3 F! d, w; Y9 I# ]. _1 N+ t! _
TORONTO, Sept. 14 /CNW/ - Results from a new nationwide survey show that a majority of working Canadians are cash-strapped and have little ability to put money away for their retirement. * i) E7 L: ]* A5 P+ W  r
According to the 2009 National Payroll Week Employee Survey, conducted by the Canadian Payroll Association (CPA) and released today, 59% of Canadian employees report they would have trouble making ends meet if their paycheque was delayed by even one week.
# [* G8 O; u7 q# W4 r7 N"We were shocked by that number. So many Canadians are now living so close to the line that if they miss a single paycheque, the majority will find themselves in financial difficulty," says Janice MacLellan, Chairman of the CPA.
5 d) Q$ g+ }$ o/ DFinancial experts recommend that people keep emergency funds totaling approximately three months of expenses (rent, mortgage, bills, groceries, etc.). # N6 D( h3 Q$ X7 u/ B4 E2 p
By age group, the younger workforce is feeling the greatest pinch, with 45% of those aged 18-34 saying it would be difficult or very difficult for them to meet their current financial obligations if a paycheque were delayed, and a further 21% stating that it would be somewhat difficult. By household, the situation is most precarious for single parents, with 72% saying they would have some trouble making ends meet if their pay were delayed.
2 J. M' g0 A: U) {. E% k- fThe survey also found that 50% of Canadian workers are unable to save more than 5% of their net pay for retirement. Financial experts generally recommend a retirement savings rate of about 10%. 8 Z0 H6 k* N, E  H' D
"Canadians are living paycheque to paycheque, and there's precious little left that they can put away for retirement," notes Patrick Culhane, CPA's President and CEO.
8 Q$ e! C' I) J2 t* }; |$ {About one-third of Canadian workers say they have been trying to save more money than a year ago because of the economic uncertainty but have been unable to do so. Another 42% say they aren't even attempting to save additional funds. Yet, the majority (52%) feels they'll need between $750,000 and $3 million to live comfortably in retirement.
, _5 [3 ~/ `$ n4 KThose finding it most difficult to put money aside are single parents, with 65% saying they're saving only 5% or less of their net pay.
0 B" ^" t$ x: C0 SA majority of Canadians (70%) say their first priority if they were to win $1 million in the lottery would be to pay off their debt, followed by contributing as much as possible toward retirement (35%) and investing (30%) as the next priorities. ' a4 x3 Y$ Q* W! z
Of all regions, Quebecers would be more likely to use some of their lottery winnings to have a party (7%) than people living elsewhere in Canada (3%). Maritimers would be more likely to share their lottery winnings with family members (37%) than would the rest of the country (26%). 3 ]4 Y9 B6 J, k+ B/ k1 j
Cash is king for Canadians when it comes to remuneration. A whopping 65% of those who responded said it's more important that they receive higher wages from their employer, compared to better health benefits (25%), and education funding (10%).
鲜花(80) 鸡蛋(0)
发表于 2009-9-14 13:16 | 显示全部楼层
it depends on the way they spent, for the same amount, there is no problem for the chinese
大型搬家
鲜花(41) 鸡蛋(0)
发表于 2009-9-14 14:46 | 显示全部楼层
.....才信
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 15:47 | 显示全部楼层
老杨团队 追求完美
“二”的话不能全信,呵呵。
大型搬家
鲜花(78) 鸡蛋(0)
发表于 2009-9-14 16:10 | 显示全部楼层
加拿大人是完全没有储蓄习惯的,在危机发生时就麻烦了
鲜花(1) 鸡蛋(0)
发表于 2009-9-14 19:44 | 显示全部楼层
5# YZSUNNY
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i agree
鲜花(3) 鸡蛋(0)
发表于 2009-9-14 20:07 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
It won't happen on our Chinese people.
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 22:51 | 显示全部楼层
别听加 政府吹牛
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8 v1 W2 N  K1 p. V- J6 ?2 P3 z) D6 v经济要好转时那么容易的事情吗?
鲜花(3) 鸡蛋(0)
发表于 2009-9-15 08:08 | 显示全部楼层
别听加 政府吹牛* r: |9 S  Z: z

2 n6 [8 @( M8 U# I8 O4 E经济要好转时那么容易的事情吗?
4 e7 c# A9 V( T( T1 E( H9 t东北男人 发表于 2009-9-14 23:51

% N* V7 a  ?. z' a5 N  h# d* {Agree!9 X& M2 p0 _* y( L
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政客的话还有经纪人的话,你也当真?
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 09:19 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
道法自然,经济也同样不可避免.
鲜花(2) 鸡蛋(0)
发表于 2009-9-15 13:07 | 显示全部楼层
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 16:53 | 显示全部楼层
Jesus, 75~300万?That's a long way to go for me!
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鲜花(17) 鸡蛋(0)
发表于 2009-9-15 17:58 | 显示全部楼层
同言同羽 置业良晨
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 21:10 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
鲜花(13) 鸡蛋(0)
发表于 2009-9-16 10:14 | 显示全部楼层
鲜花(117) 鸡蛋(0)
发表于 2009-9-17 14:33 | 显示全部楼层
鲜花(3) 鸡蛋(0)
发表于 2009-9-17 21:58 | 显示全部楼层
同言同羽 置业良晨
Jesus, 75~300万?That's a long way to go for me!5 Q& ~0 K0 J8 Q( |- J
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高树玛丽亚 发表于 2009-9-15 17:53
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I have no way to get  this much at all!
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