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[爱城新闻] 哈勃政府不是一直鼓吹加拿大经济复苏了吗

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鲜花(36) 鸡蛋(0)
发表于 2009-9-14 12:51 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
最新调查显示,如果工资支票迟到一周,将有近60%加拿大人无法支付账单。 / ^+ }: e6 a5 \

3 `: O+ ?, e9 F0 i! `+ T5 Q加拿大工资管理协会(Canadian Payroll Association)调查发现,大多数加拿大人不仅手头拮据,而且基本无力为退休储蓄。若工资迟发,约59%加拿大人无法支付账单。 ' Z; B( _; E7 Q
年轻上班族们尤其捉襟见肘。如果工资迟发,18至34岁的年轻人中有4 5%难以或很难维持生活。72%单身父母们表示工资迟发会导致他们无法支付账单。尽管理财规划师建议人们预留三个月的房租、食品和水电等应急费用,但显然加拿大人们没有遵照这一点。
. p, y4 Y  v' h! A( {调查还发现50%加拿大上班族们无法拿出5%的净收入做退休储蓄。工资管理协会的主席兼CEO库哈尼(Patrick Culhane)说,由于近期股市的动荡,为退休储蓄就更难了。 0 j5 y! H# x. ~  a
约52%加拿大人认为若想退休生活舒适安逸,需要75万到300万元的资金。然而,约1/3表示努力比去年拿出更多钱来储蓄,但无法做到。另有42%表示无法拿出更多钱来储蓄。  R5 Q& y. e4 Q" a& y5 l: q
Majority of Canadian employees living paycheque to paycheque, not saving enough for retirement. Younger workers and single parents having most trouble making ends meet.
9 S3 L+ ]& R3 R# n3 KTORONTO, Sept. 14 /CNW/ - Results from a new nationwide survey show that a majority of working Canadians are cash-strapped and have little ability to put money away for their retirement.
: b% l( E8 |- Y" i8 y( dAccording to the 2009 National Payroll Week Employee Survey, conducted by the Canadian Payroll Association (CPA) and released today, 59% of Canadian employees report they would have trouble making ends meet if their paycheque was delayed by even one week.
% x5 H- T$ ?3 ~  Z- m" x, x"We were shocked by that number. So many Canadians are now living so close to the line that if they miss a single paycheque, the majority will find themselves in financial difficulty," says Janice MacLellan, Chairman of the CPA.
+ J7 U  R0 z' b& eFinancial experts recommend that people keep emergency funds totaling approximately three months of expenses (rent, mortgage, bills, groceries, etc.). ' z: r. S  l+ R3 m  j2 T
By age group, the younger workforce is feeling the greatest pinch, with 45% of those aged 18-34 saying it would be difficult or very difficult for them to meet their current financial obligations if a paycheque were delayed, and a further 21% stating that it would be somewhat difficult. By household, the situation is most precarious for single parents, with 72% saying they would have some trouble making ends meet if their pay were delayed.
0 @) K! z; G* E4 |; Z! SThe survey also found that 50% of Canadian workers are unable to save more than 5% of their net pay for retirement. Financial experts generally recommend a retirement savings rate of about 10%.
3 o, C9 ^& @2 B' n! d"Canadians are living paycheque to paycheque, and there's precious little left that they can put away for retirement," notes Patrick Culhane, CPA's President and CEO.
" e2 j" M' e' a7 K2 iAbout one-third of Canadian workers say they have been trying to save more money than a year ago because of the economic uncertainty but have been unable to do so. Another 42% say they aren't even attempting to save additional funds. Yet, the majority (52%) feels they'll need between $750,000 and $3 million to live comfortably in retirement. , f/ s/ p& S; w0 v! o8 e" n  `
Those finding it most difficult to put money aside are single parents, with 65% saying they're saving only 5% or less of their net pay.   J  X9 B( ]; h2 B' T3 W5 i4 d
A majority of Canadians (70%) say their first priority if they were to win $1 million in the lottery would be to pay off their debt, followed by contributing as much as possible toward retirement (35%) and investing (30%) as the next priorities.
  `7 _" N6 K' ]5 B- v1 N6 wOf all regions, Quebecers would be more likely to use some of their lottery winnings to have a party (7%) than people living elsewhere in Canada (3%). Maritimers would be more likely to share their lottery winnings with family members (37%) than would the rest of the country (26%). % [1 X2 w( k: W& Z# {0 t
Cash is king for Canadians when it comes to remuneration. A whopping 65% of those who responded said it's more important that they receive higher wages from their employer, compared to better health benefits (25%), and education funding (10%).
鲜花(80) 鸡蛋(0)
发表于 2009-9-14 13:16 | 显示全部楼层
it depends on the way they spent, for the same amount, there is no problem for the chinese
鲜花(41) 鸡蛋(0)
发表于 2009-9-14 14:46 | 显示全部楼层
.....才信
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 15:47 | 显示全部楼层
老杨团队 追求完美
“二”的话不能全信,呵呵。
鲜花(78) 鸡蛋(0)
发表于 2009-9-14 16:10 | 显示全部楼层
加拿大人是完全没有储蓄习惯的,在危机发生时就麻烦了
鲜花(1) 鸡蛋(0)
发表于 2009-9-14 19:44 | 显示全部楼层
5# YZSUNNY ' _. @# p5 Z+ J. D5 u1 _9 ?
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# i5 K: M5 }  E1 wi agree
鲜花(3) 鸡蛋(0)
发表于 2009-9-14 20:07 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
It won't happen on our Chinese people.
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 22:51 | 显示全部楼层
别听加 政府吹牛
# s6 |; o' \" c( [6 a  b% J* G- a8 a6 k( ]. a
经济要好转时那么容易的事情吗?
鲜花(3) 鸡蛋(0)
发表于 2009-9-15 08:08 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
别听加 政府吹牛1 \+ b  ^0 z4 [3 q; O# D
+ U- Z* A2 |% `' }, e/ x  K( y% _! v
经济要好转时那么容易的事情吗?
8 z: a5 Q* j+ i. E2 h东北男人 发表于 2009-9-14 23:51

3 l- V: b- c* V$ m9 W, fAgree!
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9 s) a5 @" P0 k$ Q政客的话还有经纪人的话,你也当真?
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 09:19 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
道法自然,经济也同样不可避免.
大型搬家
鲜花(2) 鸡蛋(0)
发表于 2009-9-15 13:07 | 显示全部楼层
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 16:53 | 显示全部楼层
Jesus, 75~300万?That's a long way to go for me!6 z2 K( L  c: ~
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鲜花(17) 鸡蛋(0)
发表于 2009-9-15 17:58 | 显示全部楼层
同言同羽 置业良晨
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 21:10 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
鲜花(13) 鸡蛋(0)
发表于 2009-9-16 10:14 | 显示全部楼层
鲜花(117) 鸡蛋(0)
发表于 2009-9-17 14:33 | 显示全部楼层
鲜花(3) 鸡蛋(0)
发表于 2009-9-17 21:58 | 显示全部楼层
同言同羽 置业良晨
Jesus, 75~300万?That's a long way to go for me!
# h2 X0 Q( M; U2 p( D3 l; }( `. e/ }5 y

" P- D0 `0 z3 T! W# X% z高树玛丽亚 发表于 2009-9-15 17:53

! ^7 {6 j1 W  lI have no way to get  this much at all!
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