 鲜花( 65)  鸡蛋( 0)
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很多朋友对上次贴出的比较图感兴趣, 现在该机构又更新了比较图, 对正在为利率的选择发愁的朋友, 无疑是一个很好的参考资料。
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固定利率再次攀升, 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策, 即使客人选择浮动利率, 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。) S ?# P) Z% w X6 P$ i
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我会将附件发给斑竹, 让他们粘贴出来。
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3 I9 t$ E* T1 L9 b N下面是该机构的评述:
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
# f* I6 e0 Y# j* \: NI factored in increases in prime over the next 24 months. Prime would go up to 5.25%
* c/ G" ^5 ~# ^4 E& g- a0 b" OI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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Results:
& G% z* o- ~. q6 E4 fThe variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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8 P- X) f. Q; N6 n, `, N/ C8 iThanks” |
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