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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?0 b1 ^( `: l+ E
你想开哪种帐户? ) H2 ~5 v' y8 M/ n' _& X" D1 C! ~# }

) A0 y5 z8 n( o) ?" jDo you like to open a current account?
' Q- s+ y# G# r/ i你想开一个活期存款帐户吗? * z6 m, B! i7 e& E; _0 h
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A deposit or current account?- l  O, j- W+ J* q
定期还是活期? & p$ I- x! _* \- C8 d# T

" R/ `; n$ [8 Q4 C2 mPlease tell me how you would like to deposit your money.
7 G: Z! {+ s0 |' R* F请告诉我你想存何种户头? : i9 I# o4 I9 v# [/ S

: Y8 G4 w1 S& H1 f8 b9 |There's a service charge for the checking account but no charge for the savings.
5 J: f# F* ], }- B! _支票户头要收服务费,现金户头不收。
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! C$ J& T/ v. Y/ [Our minimum deposit for a savings account is 100 dollars.
' y- L" e# r3 ]) N4 |我们储蓄存款的最低存款额是100美圆。 5 |- P! @* Q$ O0 m4 m/ y/ ^

0 I5 F. U, M2 v4 J% t! MFive yuan is the minimum original deposit.
- I( ^3 }+ f8 B$ H4 s; y最低起存款额是5元。 ! p3 v) A" r  ?5 Y  Z% ]2 c
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You can open a savings account at any time with an initial deposit of 50 dollars.
$ G0 Z: @, @" d$ n  A; U0 B你可随时以50美圆的起存额开立储蓄帐户。 & D& Y0 V. V8 \! w  x4 M- S$ C3 q
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Even one yuan is all right.
+ B: c4 j. v( N; [, l0 n$ \1 O1 t甚至一元也可以起存。 & W8 ?- s* Y& [" B
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
  Q! }1 f9 i* {这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 + E* Z7 P! |0 a3 O! N2 w9 p, R. y
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I should like to open a current account.
, U  \+ s# }0 z4 _% {& g我想开一个活期存款帐户。
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, }4 k% T7 F0 ?& @2 I: s+ a7 GI need a checking account so that I can pay my bill.) g8 l3 t; {8 ^3 p1 s" E
我需开个支票帐户,这样就能付帐。
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- y8 w9 v/ |6 y! U+ M0 [We'd like to know how we open a checking-savings account.
7 B) h2 o% U  f  Y6 C我们想知道如何开一个支票储蓄帐户。 ' B6 E6 \3 G2 k$ I  z/ ~7 V

( O8 |- s9 S! `4 ]I have a checking account here.
  n2 q/ X# Q) s  j6 R; w, e我在这里有一个支票存款帐户。 " N9 X7 r' [7 Y

  O2 r, _& N: O  o1 V- f9 JI think I'd like a deposit account.
8 v1 B! a2 s  ?$ J% ^7 n) C% }我想要开个定期存款帐户。
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, P9 P) U! ?! tCan I open a current account here?7 B8 m6 T/ \; u* M
我能否在这儿开个活期存款帐户? 6 P' T) ^7 r  v& A

; A" V+ G8 L* y: {% B3 Q$ u) Q9 UI want to open a deposit account with you.% S: N1 q9 T2 |% f, _
我要开个储蓄帐户。 0 ^* G+ }! E+ T) Q
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I'd like to open a deposit account with you.
$ G( n5 M+ R3 m; g  x& q5 ?0 d我想在你们这儿开个定期存款帐户。 9 c! U* E: p% ~2 d4 x2 I
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Could you tell me the difference between a savings account and a checking account?
0 X2 r7 `/ o. z* ?7 F7 m/ a请告诉我储蓄存款与支票存款的区别好吗? # e9 x6 m, Z5 i4 E/ {2 k8 t

, a4 U; s3 F) S) y1 b9 _7 h: I2 l, OPlease tell me the procedure for opening a savings account.
6 _1 b4 _4 _$ d5 o# `请告诉我开个储蓄帐户需要什么手续。
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1 v. \8 l! \" a, pWill 100 yuan be enough for a minimum deposit?9 i7 l: K' ?  P, Z. S& ~& ]# a
100元作最低存款额够吗?
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+ w7 d% ]( H) H2 c0 OI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
: a; I/ V: W# _9 r+ G# X我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?
+ B5 k, b* W# n* X6 B0 I7 Z% n1 C请告诉我如何经管这个帐户好吗? 1 R- {5 u. p" B5 R. `
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Is there any minimum for the first deposit?
$ @6 Z5 M0 }9 P4 L- R8 f8 J第一次储蓄有最低限额吗? 5 e. [% a0 q2 N- K' w" ~( Q

& }( K% u8 i" b- p( jHow much does each account cost?* i4 ]' G% c3 {! c# R, B/ z; ~' V
每个帐户要花多少钱?
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Useful Phrases 4 F4 ?% A, d9 \& O1 z  n" @1 D

$ `; v4 O7 P8 ocurrent deposit, current account 活期存款
7 N* x% N$ ~  F4 c5 ?fixed deposit, fixed account 定期存款% `( f" v. q) Z, S
fixed deposit by installments 零存整取  S% f* S, j  D9 x' f- [' u
joint account 联名存款帐户6 K0 Z5 c- {4 R' H) X; U/ V
to open an account 开户头
大型搬家
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款5 _& |& s0 d  f6 X0 q, O
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How much do you want to deposit with us?
3 [8 z; ]  Q; X# ?% ~* _你想在我们这存多少?
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How much do you wish to pay into your account?
) d! e/ U, Q* v; k7 B你希望在你的户头上存多少?
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6 Y; G7 v; {! S. ~8 ~9 PHow much money do you plan to keep in your account on a regular basis?3 r+ T4 X7 m4 K; q
你计划在你的户头上定期存放多少钱?
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  ~% c  F) r" M" h* b  V) HHow much cash do you plan to deposit in your account?
# t7 O' ~, `+ Y: _. y+ k4 v& K你有多少钱要存入呢?% ~7 Y8 n9 v7 @% O
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7 B1 l- f3 i+ e+ G7 Z4 U0 JI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
# v( C3 W- x+ G我认为你可把钱存入银行,或留在银行暂保管起来。
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- m: D" q" E: ~+ f: M! WWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
' u4 e2 A3 ^7 ~+ v, L! x4 x% j% `请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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2 |& X# F6 D1 G; c4 z! WI want to deposit 300 yuan in my account.) I  G" Q6 Z- n# D3 {/ w, o
我想在我的户头上存300元。- S/ b  L. M; f9 u

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5 k6 r" P3 A% x: F! d4 ?I want to deposit these cheques in my account.2 e8 q+ h( x$ v2 B
我想把这些支票存在我的户头上。, k; K. H1 e4 Q+ Z& I
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7 k" e& I) H$ N$ a* z. ]. X1 KI'd like to pay 200 yuan into my deposit account.. e" |& l+ f8 [5 @
我想在在我的定期存款户头上存200元。7 Y/ I8 v* J, R0 }/ a1 \

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+ i, v% r7 a0 U/ A% zI want to deposit my paycheck.
3 Z7 V0 F0 W# `* [& R0 R) b) h我想存入我的工资支票。2 p6 }% s8 H! a3 U" z

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I'd like to know whether I can cash a cheque here.
' E; s) s1 j5 Z5 d# ?5 f我想知道我能否在这兑换支票。& Q4 |  M) {4 a' e; N8 O2 l: |' V
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Will you please cash this traveler's cheque?
! f1 k  j& |( R1 d! F3 M, J- I请兑现这张旅行支票好吗?; i4 y7 y. a3 ]  _9 e/ W+ Y

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4 S7 @8 e/ |9 U; KI'd like to cash this money order.% a$ F% r: V& s: W5 q. j* r9 S) x
我想兑现这张汇款单。( o; D4 t6 G2 ?1 q9 q
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- Q$ c! E- i' L& oI want to cash the balance of a traveler's letter of credit.
5 A8 s4 [- g! E我要把旅行信用证的结余兑现。
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% A4 y& C7 V7 n+ w! \9 b7 rWill you please tell me whether you charge for cheques?& \& X3 a, s  u8 [0 P6 d9 \
请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
, H' L. D7 i! K1 j请告诉我这些支票要花多少钱?
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' K8 \( A# z6 qWhat if I overdraw?
* K* r% N: G- z! _) ?9 _7 f" O如果透支了怎么办?. F& P- o8 a$ j5 `* d
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  _2 K6 x. k) S6 X3 i  L$ R+ U9 K% uPlease sign your name on the bottom line if you want to cash the check.4 y  w1 V1 E* B' `# Z  h
如果想兑支票,请在底线上签名。0 o" d6 K, u; C& @/ ]2 Z: D
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6 y  p0 k# J, x: @; a" uPlease write your account number on the back of the check.
8 e% }' [5 S( f( V请在支票背面写上你的帐号。
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2 K$ F! `% l) Q: QWe honored the check as the overdraft was only 5 yuan." d1 |+ o* B7 t1 B; o) b
我们承兑这张支票的透支额只有5元。
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& j  s" J4 e) ~3 Q. r" \Please endorse the cheque.. [2 Y. n! f/ I  P* h4 z# A
请背签这张支票。
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1 t3 {4 Y2 K6 ~( F$ p, W2 e3 vThe traveler's checks cost 1.5% of the total amount of purchase.
4 X. r( h) p" j旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
4 O& O  f6 `$ P5 I( ^* O9 v这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
% R4 K! m# [0 Z& o! y" I4 `你每开一张支票将花2美圆。
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* e* X# F" {" |' y( mUseful Words and Phrases
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account number 帐目编号2 R" [# m$ k8 j5 R7 l
depositor 存户
/ J/ Y# U" N/ D, Dpay-in slip 存款单# ~6 I5 X5 h7 ?- W8 F4 Y" A0 H
a deposit form 存款单
% R0 k9 F, h3 e! n' |a banding machine 自动存取机* w4 e6 u2 V+ W2 z1 G0 H
to deposit 存款
5 ~6 R+ K( u3 }7 ndeposit receipt 存款收据( |# K5 ^4 g" |
private deposits 私人存款0 V0 t$ M; _7 T, n3 \
certificate of deposit 存单
6 i  V; i5 M+ z3 G1 \+ C* D: N+ Ddeposit book, passbook 存折
/ I6 z& W1 C" K" v7 u; E) t, g2 o$ t" Zcredit card 信用卡6 h+ g2 l1 T6 v; M) U6 u
principal 本金3 }" W7 ~+ h! W; Z( l
overdraft, overdraw 透支
) o+ c2 W. g. @3 \3 t. B+ ~2 tto counter sign 双签
) \1 p5 g; y  s: l" Bto endorse 背书
2 d1 x6 ]8 a: o; Vendorser 背书人' h3 u2 H" h& C* m/ f$ \; G
to cash 兑现
! p) G8 M0 t, nto honor a cheque 兑付
7 f! [0 p8 I0 p. l8 Z0 k. Y8 pto dishonor a cheque 拒付% c& D  [2 }0 E! r/ n
to suspend payment 止付
2 ?4 |5 h) P! K8 W+ Gcheque,check 支票  W+ U( m1 @3 j, G
cheque book 支票本
8 O/ J; u' c( K2 z% g" W  Torder cheque 记名支票
" s# l; u9 ]7 s( A* b- D4 ]bearer cheque 不记名支票2 ~/ Y& r9 ^1 H  n) H" n6 u
crossed cheque 横线支票
7 x; Y) l0 ]9 U$ L- vblank cheque 空白支票
& W  }  O. A- U$ q7 F5 }rubber cheque 空头支票( e# w; `& a5 f, o4 V: h
cheque stub, counterfoil 票根  A$ T9 \. {0 D) G$ T* Y/ l% `
cash cheque 现金支票9 g5 _, ]$ \8 Y
traveler's cheque 旅行支票2 E8 \3 P! _6 O* w* Q/ [1 Z0 h, k
cheque for transfer 转帐支票
$ _: z7 L6 l! x8 j: V' ]! W8 E5 Poutstanding cheque 未付支票# y  Q5 B6 Y8 Y" m7 d* Z' Q
canceled cheque 已付支票" O# X) B" g% d5 n6 X' S
forged cheque 伪支票+ k8 X7 e4 U  b3 n7 @, v
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.) h) L1 t( v1 O/ A9 q5 K! c
我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.! i! Q% {' E2 N6 Y$ ~9 y
我要从我的定期存款中支取200美圆。
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I want to close my account with you.
" s* w9 ?+ R5 @( l$ c我想结束在你们这儿的帐户。
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. V: l9 Q8 l. _! C! XI'd like to draw 100 yuan against this letter of credit.
# P/ N4 G6 g/ p我想从这份信用证上提款100元。1 p6 t% {1 W+ |  `. c
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May I draw money against the letter of credit here?
' ?" {6 l# ^: z4 K我可以在这儿用这份信用证取钱吗?# O" S6 I0 f- k/ r$ c( r4 s

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4 C7 b! N' }3 ]5 s0 d4 PCould you tell me my balance?
! N* b$ h* g6 [8 m能否把存款结余金额告诉我?- u' H; @+ G: ^0 {* r

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7 W: z7 J( E( s! w" rPlease let me know my balance./ ]/ _1 j' ]/ [. B! L
请告诉我结余金额。7 n* e/ y0 y- o9 U& ?$ V
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/ s$ z) E) m7 AI think you can draw on this account by cheque in payment of goods.
6 [8 U2 M0 ^! I8 X* |我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.
" p" x5 n/ Z) I. n- u% w你在本行的结余是300元。
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Your deposit is exhausted.3 b  Q% y! Z* `  Z& r# }  R
你的存款支净了。
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Your letter of credit is used up.
7 p8 s: V% M1 m你的信用证用完了。  _( Z- w( R; D0 [. ^
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Please tell me how you wish to draw your money.
0 n" J0 D- n# A- e, O9 b& y请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.
9 H' c5 a- o6 s$ B* C请填写取款单。5 ]( S' i) j6 Q0 a: Q+ Z

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The letter of credit is exhausted." N) V$ [1 S9 d# e9 O( Q% }+ l
信用证上的款子已提清。
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  x  l- F) F* MThe letter at Counter 6 will pay you against your number slip.
4 L* L: Y, p: [% E六号柜台的出纳员将根据你的号码牌付给你钱。 
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) ~. b5 j% D, T" u. f) ^9 xUseful Words and Phrases , r3 {  H0 n0 N+ v* ?

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3 b9 J# ?  ~  t( Qto close an account, to clear an account 结清7 c9 J  h4 Q1 l0 R( T7 d% }- \
to draw money 取款& U1 }2 i. ~6 R  G
drawing-out slip 取款单# ?5 s5 m" G8 D0 M2 a% v8 J% T; G) x
the number slip 号码牌' v' D4 C: B; H6 Y$ U
a withdrawal form 取款单. e) ]1 E$ O! ^5 I* G+ k& _
to fill in the receipt in duplicate 一式两份填这张收据5 n7 o  e" @' k0 S# H
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表. n+ d' m$ \! g. o5 p
好,已收藏!
7 B  n- [% B6 g& `/ D
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
( `& f7 x2 [/ r, W
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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