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本帖最后由 年轻的心 于 2010-12-1 13:52 编辑
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2010年12月
& i2 M7 G% n" gBank of Canada Interest Rate7 s9 U4 M/ ^! {7 T7 a3 J: n
) @$ {5 F4 n7 I, a0 \" x; @3 P0 c. b | | September 8, 2010 | 1.00 % | | October 19, 2010 | 1.00 % | | December 7, 2010 | Next meeting date | Source: Bank of Canada
5 S- |# @& g; F" p7 k5 t5 h* o" }" h4 L! g) o6 J
9 U5 @, q+ I7 P% O/ S! KBank Prime Lending Rate
0 ^- a( h( d$ i {0 m7 T1 W2 o2 D6 w2 i9 U, V7 l$ E$ @* ]; `
_- m- |+ P! ?* F: m
| September 9, 2010 | 3.00 % | | October 20, 2010 | 3.00 % | | December 8, 2010 | Next meeting date |
3 \+ P+ D: A# x% i2 q0 P7 aSource: Bank of Canada7 d* H: ^; X# C7 i6 O
* R0 S8 k) q. ~- \# a& [3 T- u! a+ R5 X' i/ G! e
; q: o9 n. x0 j! W' Y% P8 \5 H
6 J G7 c% J2 _: c; c+ p( P
Conventional Mortgage - 5 Year Rate*
! |: y' `4 X# F
# P" r3 C& Y$ \. H7 a4 S0 g( p/ N5 _
| September 15, 2010 | 5.39 % | | October 18, 2010 | 5.29 % | November 29, 2010 1 W" s! M0 `- I
| 5.44 % |
4 s. m1 T5 c9 G/ U5 W" pSource: Bank of Canada
5 g8 _+ p! X/ r( r2 Q# x2 |1 Y*Determinant for high ratio mortgage variable qualifying rate/ y! O" N6 e2 y- W3 \6 x
, Q- X* ~8 u% H$ N0 g
, S& K" [) T" d; ^2 H- ~6 v
9 O# t' m) D) N' m+ c
8 @% e- e/ t# @# l6 {
US Federal Reserve Board Discount Rate
2 F) \, w5 j8 q/ s: |/ D' s* h1 h! x8 p; z! c7 O
% d6 `* J; t/ B% `" [| September 21, 2010 | 0.00 % - 0.25 % | | November 3, 2010 | 0.00 % - 0.25 % | | December 14, 2010 | Next Meeting date | . ^+ \5 q: r- n, C# Z: `
Source: US Federal Reserve! |2 S! { y' Y5 Z) i' {7 K# B! ?* ^
. }6 K o5 h1 \4 R( X* p3 s: Q
2 E6 X' z0 q2 l: u+ t; `4 O+ S/ N4 Z q: { B- E$ D Q
7 K6 v/ b. b8 W; M
) W9 l, j. C. ?( Y' U0 Q$ q4 qExchange Rate $CDN($US)5 B# T- z1 b5 _3 K4 ^, t4 y. M
| October 28, 2010 | 0.9790 | | November 10, 2010 | 1.0000 | | November 26, 2010 | 0.9804 |
0 z& B* M2 b* `! o& {Source: Bank of Canada
+ _4 O( J7 C: s' M+ Y+ _, R) _
8 T: |9 S K5 S5 ~5 v, S C+ E( u# y! i- o1 m" A. J
3 Y" N; ]4 t' N# s8 f- e8 P6 k/ e4 \
9 W; C- l- e* h! I4 ]Government of Canada Bonds
9 H6 v% v7 M; A( g8 H8 C2 M0 K1 k& b* y- x9 X9 V% |
7 p7 E% w- [" ^+ J; s8 b" f! t' c
| Bond Type | October 27, 2010 | November 10, 2010 | November 24, 2010 | 1 year Treasury Bill
- j: U& p/ C; {% J) C1 ~ | 1.21%
" f0 a% o# v( I' _1 r1 a2 `& Z | 1.27% | 1.39% | 3 year Benchmark7 _+ K' W8 U; u
Bond Yield | 1.59% | 1.73% | 1.94% | 5 year Benchmark , o$ [$ J, B. a' e& d
Bond Yield | 2.06% | 2.20% | 2.48% | 10 year Benchmark- q* e0 T: v) F/ R# z
Bond Yield | 2.89% | 2.98% | 3.19% | + J4 a% K, H2 ~, h
Source: Bank of Canada
- p* f$ y6 J+ i- x% \0 }! G
: |$ \* E( m% Z- ~- T W3 c0 O2 C& G8 y0 X( h2 H) h
, b# j: z7 Y6 O, Y
% R! v- f1 T- K/ ]5 ~+ {9 g
( x: y9 i8 p8 W$ X* A% QTotal New Housing Starts (Seasonally adjusted and annualized); h8 m1 C, j* H
Province. d/ H" h' g9 J0 {) D! C
| August
E# g7 M, c: x* e$ u6 S2010 1 P* G9 ^% J `
| August" e; v" e' [, L( V
2009 " A' X" c# z5 j8 x. l7 K4 T8 F
| September+ J$ A* F- |, N: q9 O
2010 ( L, E1 d: |8 |5 d3 @/ \# O
| September4 u- L$ V6 ]+ E8 _; D: F1 ?
2009
& D, C% C, P9 d: `( e& \ | October
7 i* M; b+ f6 H# i+ u: ~! }9 y2010
' C# K8 o, H: r7 J | October
* i3 m9 k/ b. M! V$ h& _, G# y, H, b2009
. M" P+ W, |8 `. M! N% w+ G | Newfoundland/Labrador7 ?! s7 K# x2 z, _( D+ ?
| 3,500
7 N4 b! U% y; v0 [2 N | 2,400
# C+ I9 R* r; B, b! A- L7 ? | 3,100 3 A, l$ e5 l9 c* f) R- i' `
| 2,800 1 |- u9 h7 B) U% w. [
| 3,400 & x) O& n% _3 E2 @" i0 ~
| 2,900
. A+ ]! U. R" }0 S. S9 | | PEI2 t. _7 Z* `0 ^1 y8 d" Z' P
| 1,000 ! W$ v' @( B6 q$ B
| 1,000 2 h. `; G$ s) s: G6 P. C+ ?/ {
| 500 3 g9 O) \2 c4 Z
| 700
7 E. K. y# t" @, z$ J0 r | 400
* L) M' }% Y" c# k; B | 1,200
: }4 v- |: i: z7 l/ Y. I z# R | Nova Scotia U* w! r9 @. Y/ H( F6 p0 D
| 3,200
2 T; F9 G3 G( s | 4,200 8 Q, t5 j4 h7 A$ J7 M, N) \4 f: C
| 4,100
- o z& O* B. J; {8 ]+ Y2 l | 4,500 # c! i8 r1 @: O# @
| 4,700
3 a" [: I1 {2 n: n4 T1 g3 V | 4,000 ) L1 d" p/ Q0 G& A
| New Brunswick1 O/ O2 ^ i) ]6 \, O4 g
| 5,100 " K' r0 @2 l! w# g* d# C: _2 z6 \
| 3,700
1 \) @! Q% F4 S3 D) L# l | 2,400 5 q4 ]+ ~" |7 @! o6 {. i3 t
| 2,900 ' D4 j2 R/ V' D- P. w1 P" e
| 4,900
2 l' J1 a) M" O' a+ F. M | 3,600
5 Q# [( F1 p# z- [ | Quebec4 u y$ X& q. |0 H
| 48,300 8 K0 B0 S. y" X7 c" |
| 47,300 6 x; O2 r+ Q5 o! ]9 x x( Y
| 50,700 4 _ {$ J# t7 P* O X# ?, K
| 41,300
: }- g" t5 F0 o# K | 48,600 * B) [9 I( p, J" m7 w$ d' n
| 37,200 $ ]) y# T/ i3 R- K/ a
| Ontario# @& M& X4 ^: N+ G+ n3 E3 _, t R( J
| 64,800 5 n# L+ G3 T& l0 t/ p A5 c. Z5 X% Z
| 44,200
- X4 G1 C/ | l* a | 58,000
) ^* e1 R/ a8 k | 50,200
6 P& H- b, D6 E1 i# G2 V0 ]! k- f | 44,700
3 W; X+ y! \7 ~* {7 J | 57,600
8 @: L: p3 }0 ^! N* p3 Z | Manitoba) o0 e2 B7 z5 y$ c9 X% N
| 6,100 4 s9 F, v6 W1 t! b @( ~; A `, A @1 [
| 5,000 + \. ]! t1 O# m U3 q3 r" y. K! \7 l9 u
| 4,000
$ m& j" N1 D, h) B2 }9 {% e | 4,400
- I. C4 w+ J+ y | 3,800
+ ?- c" u j2 P A! p* L: l | 4,200 0 m' d/ }: q6 y4 @! ?3 A: D6 U3 @
| Saskatchewan& X! K# D) T: D5 L
| 7,700 ) T! B% i/ E! } K7 L" T3 m
| 5,100
% @. B2 ]6 A# N7 S: j: @ b | 5,400
/ j" Y4 k' L% }) x0 g* b | 3,700
6 x6 s. O- B2 `$ }3 h2 b | 4,700 2 i/ `% L0 {3 c* y3 g+ Q
| 3,600
) _. D0 ?2 E0 W | Alberta
2 A, M/ G" ?$ O; v | 23,500 & x9 I( a4 [0 t2 H9 i7 m/ N
| 18,400 & x( b6 l! C) C; j
| 27,100 9 ^) c& y/ D# k, g
| 22,600
+ G; x0 ]8 u$ M2 T9 z$ C | 25,200
9 K$ S4 e$ b; Q- d6 \& M | 25,000
. w8 s' t/ b/ n! S: t* ? | British Columbia
! v, [/ J# N. X | 27,800 4 i4 u' H0 z0 h8 h
| 19,200 8 w- \5 C! b9 y5 l
| 29,700 0 q$ O0 j& U( j2 A& [( c( k, A
| 16,200
( I7 z; D9 h8 E | 27,500
3 L3 f( M, F/ v. M# D, G | 18,200 0 n: {+ l- Q9 t) ~2 N# r) ^/ ?
| CANADA
" c. g0 Y7 d& I9 }. d) N& k | 191,000
( O+ R$ F; \) G4 R4 k+ `5 } | 150,500 ( P4 z9 {# T0 u5 m
| 185,000
2 m# j. q5 y# r! ?8 F" u8 ~9 ~ | 149,300
. e0 N1 G+ ~; d/ o- }, p" A# ] | 167,900
% d/ {! F6 u/ S M7 G | 157,400
5 T$ z, Y3 Q, ]0 l; l7 d |
6 R4 F* L- t- ]! Z) sSource: CMHC Housing Now - November 2010 and November 2009. This seasonally adjusted data goes through stages of revision at different times of the the year./ @6 K/ ?: a, o4 Q
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2 g) `* F H" `" B) g2 H" |4 X2 z, e2 |; U
3 |0 B, T9 n2 H! @7 v+ r2 t: ]6 [6 Z- t+ K7 k8 V m' q& }: l8 `9 Y
Average MLS® Resale Price for Local Markets
" j7 w5 O! L7 B8 ~3 `9 ]3 G6 t: n7 E# ]2 f7 T! q
2 Y0 v7 i, m0 B; L
| City | October 2009 | October 2010 | | Halifax | $235,465 | $248,678 | | Saint John | $178,632 + t, n# R4 d# J) k* c
| $165,032 | | Quebec | $219,440 | $246,918 | | Montreal | $285,100 | $309,638 | | Ottawa | $320,561 | $305,872
+ T$ A3 ~$ h7 f3 S | | Toronto | $423,507 | $443,633 | | Hamilton/Burlington | $296,253 | $305,872 | | Winnipeg | $210,618 | $229,467 | | Saskatoon | $274,759 | $293,929 | | Calgary | $393,574 | $399,679 | | Edmonton | $351,768 | $317,096 | | Vancouver | $638,948 | $707,207 | | Victoria | $481,500 | $343,747 |
; \& e T1 }8 L$ R- sSource: Canadian Real Estate Association
1 S& k" W2 h+ J% z! `5 E& p+ y9 H% i( {1 p$ L! W& R
+ h+ D, \4 b+ l4 `8 e: ?
5 b6 ?( C q+ @8 l, ]; f3 C+ O% _) k Y
S% ]0 A4 A% ]7 U% ZQuarterly Housing Affordability Index
; A% s, \, L. [ L; s, C5 zStandard Two-Storey
1 B+ C: n% |$ k
- s, s6 t/ Q$ s7 X2 ~ | Average Price
8 f2 E2 X% B% {5 z; T | ( U: a( a! X! B" ~4 u
| RBC Housing Affordability Measure
4 A' ~5 R R+ Q# l | Region ' {$ I+ x9 U2 q7 R' ?* I* G
| Q3 2010: s! T X4 I( e; ^$ |' X3 {, l
($) $ c! \/ u9 v1 y9 L% ^8 ~' w
| Y/Y2 t: N+ Z3 z( c) o; _4 `9 Q% g
% ch. ( t7 s3 t$ j$ T' j8 N7 f; z: t7 v4 T
| Qualifying $ Z9 y/ B( I7 T* z n3 F- I% A
Income ($) " l* @# j& V B' c5 p9 M% i+ F
Q3 2010
* B% k6 o9 R6 E | Q3 2010
- q- X) c& u" L- }# _# \7 o(%) F! Q4 Z. N2 E9 b
| Q/Q1 r9 B# N& ~+ g+ _- u" v1 M
Ppt. Ch.
) U. J( q5 a* M, E4 k' @ | Y/Y
+ n* f* `# ^, j: ^& IPpt. Ch. ( w: j( {* D4 Y
| Avg. since
2 T6 s8 R" U8 h/ O8 ]'85 (%) 9 [% _) D7 q( I1 b) _
| Canada
- { X6 Z8 W& {8 I | 370,700
N5 P8 y3 p8 x9 z8 ~, q( f. y | 6.3
. ?0 ~0 X* @% H3 Z- x | 83,100 6 X2 G* q$ M4 |! n
| 46.3 / N( e, p% W# D, c* H
| -2.5 5 n9 a9 S$ N) M3 R( ~: D3 L
| 0.3
8 H; @2 |- w2 ^$ y v | 43.3 : n* p, U, A( j
| British Columbia $ [7 M: h- C2 C7 Y0 O! z) M4 b
| 624,800
4 V5 U. O: o6 \9 x6 ^: H | 8.0 # |, `% w1 U) X& b& g# n
| 124,500
, O L2 G/ m% ^- Q, j | 67.5
! c/ n8 \: D2 f& ?1 \3 l | -3.9 7 Q) \8 K: S! G3 ~
| 1.4 $ V1 \7 i. y& L
| 54.1
) s/ p/ X6 Z% A* ~5 Y | Alberta
: ?" g; B% f" R | 365,600 8 e2 ^: i( g) i3 ~& T5 {/ c2 |' ^
| 0.1
' B' g: c& E# X9 M5 A5 [2 I | 81,400
" q2 S3 Z" M' c" A4 F( z | 35.6 " b! `1 t$ |, c5 w& r
| -1.8 ' ^8 b6 ~& m2 o- {' E
| -2.0 1 Z Z' F( Q( [, C7 w' c
| 38.6 1 ?! }, j* I) i8 K# Z" ]+ n
| Saskatchewan
9 a. `" c" ~, w+ g l% u | 315,300 % ?$ W3 ]! q) y# B# s' Q' H- X& ^
| 5.1 $ [2 ?- x3 A1 C e3 ]6 g# T
| 74,100 ( h3 y( d. R+ }
| 40.8 . r: E% W$ c- p6 G0 {; J2 n4 o
| -2.2 ! ]+ m$ f, q( y' o- d3 F# E4 s2 T. N: K
| -1.1 3 Y4 a) A$ w d$ ~, ^- E6 ^) X
| 38.0 ( s5 C# o2 P G" J
| Manitoba 5 ^3 d8 X( Q$ `& l# Q
| 269,700 3 `$ E! R8 h, Y* y! H% t8 l, t
| 7.8 " V# s' M/ f! a6 M% u: k
| 65,000
! s, e) ?1 V" N O$ V2 A2 |; y | 37.1 & \) E+ Q$ |5 x/ o
| -2.3 ) u8 P4 j8 c7 A# C
| 0.8
* ]* H3 M" [% O/ _9 M | 37.7
5 N$ N) H6 {; Y" e7 c1 s% j | Ontario & M }7 d$ _! _1 R) a) `
| 388,200 9 s1 w# ]. V% M4 J& Q$ H* u# [
| 6.2 ) r% A9 P# Z( Y; C O( n; b. P
| 89,800
0 A" V* ]1 n7 F/ Z | 44.9
7 S& l3 P1 r( K5 l% {6 P: M) c2 J8 A | -2.4 3 g; V2 A ]% g/ y7 f4 ~7 o8 Y, k
| 0.4 2 v: g+ o t& ]7 v* N+ d
| 43.7 # z- q; F" ~: }6 V/ Z5 x$ C
| Quebec
+ u5 A6 D) y; K, y | 262,100
! j0 ]; x" L5 u- F" R; ?5 Y/ [ | 8.6 : M) {; G# J' [/ {$ P
| 61,700
2 B4 R) a3 e6 U$ t: a | 41.7
1 Z+ Y9 J" N- n3 S4 K Y | -1.8 ' c$ O; A- y+ K0 _7 v; r
| 1.3
. y y6 \ k1 E' i, S$ I6 u V7 M | 38.8
' e7 @5 ]# q" i9 _% S- o' I | Atlantic _; l$ h6 Q6 C9 b8 E+ z
| 222,100 6 i V0 ~* g- q7 V6 U1 r
| 4.3
9 {" w ?) U0 \, }& ? | 55,900
& F/ t7 i7 U3 J1 u | 36.5
: L) s( S! P3 A2 K: X/ q | -1.4 ' J+ l% i5 l$ K& {+ ^; O! I, ?
| 0.1
4 E) @) s. H( m | 38.0
5 `& x) W& ]8 z% P6 o# w | Toronto
7 W' c$ r" d0 a% } | 554,700
- `- e3 Y& u$ A) ? | 5.6 \" _( V% A% t( h& |
| 120,400 & B8 u! T+ Z2 M2 f
| 56.2
8 ^3 ^ a3 A& J | -3.8
9 u- J0 S+ b( u# f3 m# K: d | 0.1
8 A R# d8 H, k3 ?& O | 53.4
' j( k' X9 y3 ?& l& ` | Montreal
6 J8 u o- q/ l- k0 F | 335,300 * P: ^4 { P' d: R% U
| 8.9 / g4 u8 h( g0 ?" X5 S7 F0 l; h
| 75,800
x) r" S5 {+ K3 H- d% u | 51.3 ( a4 D! ~8 v) ]. s5 k
| -1.7 - H @$ @" x1 y. F G" o
| 1.7 0 L7 M( U4 s3 O0 O, v; ^/ {1 T' h
| 41.7 : o, E1 ~9 u. i" i; {5 C; h+ c; x
| Vancouver
5 Y. W8 d* j h. Y | 766,300
3 B: k% a, ?+ z9 k5 { A" `+ t: ^ | 8.4 9 Z" N& E8 n+ D# I: A4 c
| 149,400
' W, K' ] E) y* ~4 V+ w- b | 78.1 & s1 b2 g& K" N( A, o
| -4.7
" m% G$ N- Y0 T8 N# B | 2.0
/ e$ }! i( k( |9 _( R | 62.6 9 C. S- {' L; r; G0 }1 X- P4 e
| Ottawa 7 d6 I/ l' Q$ Y* B1 W' Q
| 350,600 & D3 I# }* g8 x$ G* b, g, Z$ W
| 4.8 ( N. J; e1 D6 l; Y7 w& p
| 86,600 ; W3 M8 q. U t' ^7 ]
| 40.5
( g' u4 Z/ c3 q" T | -2.5 0 V" q" W# ]9 E) H& N! r6 ~5 o* C
| 0.0 " E: C Q" ~; x N; L& g
| 39.1 1 A: E! [/ J M& I& o
| Calgary 6 y* |) c& |2 }2 K( E
| 410,500
6 ^3 i; q: Q! ?+ E" }8 m$ J | -1.0
) _7 T7 q# {, E6 [ | 86,700 % V Y4 B# J- u# k2 B
| 37.9
9 f/ t. W9 r" H) o | -2.3 9 S; q6 p) q) c, J9 K0 c
| -2.6
3 W" e0 t& \6 b+ q3 ?# G# L | 40.3
$ y" G; t, s' Z/ { | Edmonton 3 J0 |. \1 W7 |; A/ G
| 362,500 6 K' ?* m0 q: ?3 ]
| 1.2
+ [/ h, w. i' C/ B | 82,500 6 [- P, v; g7 C7 x* J/ ~
| 37.0 , H" G* r4 l1 n: M7 q9 G
| -1.9 0 `9 w) |/ K9 K
| -1.6
5 T$ c: P! j, E. m9 ? | 37.0 ( J3 V9 d7 G5 C6 N$ S4 n
| . L- v5 {, ?8 R' p- G5 N& y* d# u
Detached Bungalow
+ k8 N3 J4 Z. S) [5 C. q5 O | Average Price
1 o5 O8 l( O9 u9 _ |
% W$ @. T4 h5 m, B9 p | RBC Housing Affordability Measure
( E/ ]3 ]4 H" n6 j; y | Region
) u% D; w( [ Q1 t% _+ x3 y | Q3 20107 X5 z: D0 L6 y7 K4 I; z0 ^+ |
($) 2 R% \6 {4 ]) V9 ]
| Y/Y
- s* e' y: G) V5 l. U& \% ch. " w& V9 g' P3 `
| Qualifying
1 c; {) ~: p" p! DIncome ($)
: @& d$ K$ y9 n# j- K1 C( SQ3 2010
* B& ]0 g5 Q8 p1 W6 t, E1 v | Q3 2010
& o5 A& f( y3 n8 x(%)
% `- {, Z: D5 w' y! m' F! d0 E | Q/Q
K1 O3 Y# V1 F& TPpt. Ch.
0 ?- ]! }( ?! N1 p | Y/Y
% `! G4 N- s; N" R$ t9 Z3 gPpt. Ch.
3 J& J0 P$ Y/ `0 s+ @! {; Z | Avg. since
; f$ \5 |) G- U0 { {'85 (%)
' O+ r T. Q; M1 U3 S$ l4 v: h- S5 d | Canada 7 f" ]5 c, l# Q$ m. X4 w# V. {
| 325,300 ; j4 Z6 Y( P8 s
| 6.8
, t$ K" m) a# ~- ^ | 72,500 4 Z6 V' w5 F9 M. \$ i& `- w7 O. F
| 40.4 ! c p% T' k$ t/ K1 o0 G4 c
| -2.4
/ w* _2 d' k! { | 0.3
& R2 k2 z% x% g3 c. r) I, f | 39.0 & h6 k& M6 Y/ w3 ^
| British Columbia
/ z6 ?" x0 i* t& Y8 s2 K | 544,700
4 `4 U0 l5 J. K2 T | 8.5
1 j7 g+ A+ o; W) u) s | 108,800
6 S" u6 [8 N4 M) T. d, L | 59.0
& Z d; ^& g) H/ v* d. U8 Y8 |7 d | -5.0
+ J7 u- `' @1 K9 g | 1.5
# R: P' j p' y; _) A6 d! f! Z | 48.9 7 ^7 M% ?; W- e( a5 H
| Alberta
5 Z, r. U( ]1 `2 }/ ], Q+ d/ | | 340,500
6 A0 B8 y9 t# h9 T# C | 2.9
: u- H$ W( d5 @4 ]# b8 } | 74,400 # ~9 o* D1 {7 a9 ^$ ]) v
| 32.5 ' v b+ g/ J. X9 L
| -1.8 3 G# `7 r/ B6 Q* X* ]
| -1.2
9 L S2 G9 o/ ]! j/ R) f- D | 36.1
; N1 b5 k2 E# c | Saskatchewan 6 c" v# q8 G+ R8 @' |# w5 Z W% W
| 312,400 * M9 U+ D5 e6 N, R
| 6.3 " A/ A$ ]9 J3 z ]. s% _7 V
| 70,900 ; m' A# a* g( r
| 39.0
* a4 q# H. N; {! h( D | -1.9 1 T5 b2 {. [& B+ @. B) l" p
| -0.8 3 N& U: |' I% ]% \$ K5 \* V
| 36.6
8 _% d4 f$ G" }5 z0 I u | Manitoba : Y) w6 S( P$ b+ O. X
| 251,000
9 c# @( g8 K1 C' D5 R! o | 9.2 ; C0 Q6 v c* A- x
| 60,800 # { B& m$ R1 d
| 34.7 6 W W) D! ^; k- z
| -1.4 0 c- g$ _5 J# X( ^3 T% u, x; {. Y% S
| 1.1 ! }4 \# }7 v2 _# a5 W/ m
| 36.8 ; q. M1 m0 ^( U& H, ~& V D
| Ontario
6 g! u3 O1 c8 s8 z3 D; r9 i | 337,400
2 i) V/ z7 l- Q) G# G | 6.1
) x: h% {! ^9 q q! ? | 77,900 $ ~" D( L! k8 v5 z7 n
| 38.9 8 Q+ L: ~$ i' U. \
| -2.2
" ]6 p, l5 Y0 y' n1 u! I, W* Q- q | 0.2
! x2 n0 [; P- ?' X | 40.1 ( _. D/ a3 M# a% r
| Quebec
% K8 g* k+ d: L: B- f% G! b- ]$ F/ H | 221,600
: |4 l c, _4 N6 q, c! G! w8 S | 9.3
) b) F4 K7 c, E$ z | 51,700 5 G, L2 E) r/ \6 a5 h5 |
| 35.0
# P I; f9 d5 p) p | -1.4
* Q. Y' y; P& c4 ]+ s4 y7 T | 1.2 ' |8 y0 \ G8 N: M) m
| 32.9
4 f# k0 O- m( Q5 F | Atlantic , I. L5 x' a* H: i( X
| 196,600
; J. J& B# `" x7 B& X | 2.3 * o9 z. d8 z$ ?0 ^' n" d
| 48,200
" o# S( K4 I( j | 31.4 4 w+ C. N( @5 K1 v5 l) B
| -1.0 6 h) F; @; q3 d. n* A; ]. I; E
| -0.4
X" G2 ^4 ^/ E* k* p2 f: t | 31.6 % q1 C) b" ]" g
| Toronto
' K9 C0 X, T- e' ~3 o- D | 466,600
, [; Q8 m5 f; d | 5.0
7 b I( t s; u. x2 d1 J | 101,100
B9 T. n& H7 J | 47.2
: |8 ]) ^) E1 w% R& O/ r# ~ | -3.0
5 Z6 n" Z4 Q1 b. O4 B$ u | -0.1
5 e; c; n4 [5 v0 f) x9 D6 t' m | 48.2
2 S5 o% H0 ]* a3 d* ~8 h | Montreal
j$ E) Z, d. v | 271,100
/ e) a9 Q! V1 k! Z- {5 q7 F | 11.8 ( `. q) q* `+ Z
| 61,600 7 j$ }4 @9 K2 r) n
| 41.7 2 f7 t) D* c3 F& U2 L+ H. }& n5 @
| -1.3 ( g5 M* H. f* i) s- l7 [$ h, ]
| 2.2 6 }& i% B) \6 s- l
| 36.9 : ?' h. y4 B1 k+ B9 \
| Vancouver
6 v9 [3 ]; [. t | 672,500 3 v0 `4 g: t4 {+ `
| 9.7 % K K R/ r( b3 q/ V9 d1 c4 \, G
| 131,600
5 b' @. R. o# W+ y7 N | 68.8 , ^* l! m ^# D- y, W7 T! l
| -5.4 4 g4 B* z2 A% t4 c! ?3 ~3 d
| 2.4 * F G# F* ~# \! G* Y m
| 57.3 9 g/ H, ^3 |+ E9 d3 b1 a7 g
| Ottawa ! ]& j( a0 ?7 y# a% _
| 340,800
# P; {* S* k: N* f7 Q( h l6 z0 | | 3.4 ) s( A8 u$ g: N6 k
| 81,800
! B# V9 R; \% q7 s, ?+ d: v | 38.2 % H, i+ _& d& z: q$ X) ~* c
| -2.9
) v o5 f" s) I" E) E5 D | -0.5 4 N- U7 [& M2 T& Y$ [
| 36.6
9 K# F% m4 u0 R3 K0 o: B2 ^ | Calgary
8 ]1 k1 l. z6 D/ @8 Z0 J# Y% ? | 412,700 : n- c) v; q, z% Y9 A. g" z Y: w2 [$ l
| 2.7 * o* b: i8 ^2 t" E! w6 p( ^
| 85,00 8 ~" _8 W5 X' u( M/ l4 b1 f% |) Z$ w
| 37.1
* s$ B' Q2 s9 E$ s% w" r# n& ? | -2.0
' p% l6 K; g( C. X! b | -1.5 4 i u4 j I% e2 ?- m5 j
| 39.9
* L* d+ h/ O8 W" T# j; s | Edmonton 6 \7 q( ?2 ~! g5 N* M
| 322,900
2 A4 S& x* \. K8 b | 5.4 ' f u# h8 {( U1 W; l- u( z3 s
| 72,900
/ ~# F& r$ B" v9 V y& j | 32.7 ( R0 u/ _- |3 c; |7 b% A
| -2.0 : ~* [3 n5 {" H
| -0.5 7 _9 M+ ^& a: }/ G/ m( S+ Q
| 33.9
% U6 I, }9 r. r# r: `. a5 [ | % O. |/ s5 S ~. v7 E# z3 r7 J
) `, F" s* w2 C+ L$ o
Source: RBC November 2010. The measures are based on a 25% down payment, a 25-year mortgage loan at a five-year fixed rate and are estimated on a quarterly basis for each province and for Montreal, Toronto, Ottawa, Calgary, Edmonton and Vancouver-metropolitan areas. The measures use household income rather than family income to account for the growing number of unattached individuals in the housing market. The higher the measure, the more difficult it is to afford a house.
, }9 `; `1 G6 K( b9 X+ D( s* o4 \# T9 J
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