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原帖由 过路客 于 2006-2-7 08:04 发表3 \- T$ K6 t$ v( f( ^ x
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? , }# @4 ] Z; k N, z
House Price = 280,000 9 E; H$ ~2 n1 C& s$ M/ q# H
Down Payment = 98,000 (35% of total price)5 S) u( a8 M: ?6 g3 e1 g
LOAN = 182,000
: d$ A2 K0 r4 c, O+ aINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ' N+ j' @+ ?$ U! i" F
YEAR = 25 ! B: ^: d6 G0 a1 o B/ Z% g+ A
MONTHLY Installment = $1,034
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1 q8 _+ Z; C6 h- ^: J; d/ wProperty Tax : $250
% j; k1 |3 l0 V/ P, S8 ^/ `Gas+Elect.+Water : $350
) o) C5 Q4 C& g- IMisc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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/ y! ~# y+ Y- w[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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