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原帖由 过路客 于 2006-2-7 08:04 发表) E3 k9 h" V7 ?1 e( p" a
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 9 L: N6 \# y" M9 m- v
House Price = 280,000
* @* x8 L- E* `: O6 I UDown Payment = 98,000 (35% of total price)0 S+ T: J3 U) X; d/ j2 {
LOAN = 182,000
$ Z" ~$ y4 f) f1 R. gINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 3 Y! T0 ~; p1 F& H2 Z) {
YEAR = 25
) U" ^ I" I2 c" i8 v. A2 f oMONTHLY Installment = $1,034
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Property Tax : $250 6 d8 g4 Y$ s9 r0 c$ c5 p
Gas+Elect.+Water : $350
1 a1 U9 X' `$ H. V' J. a, r( CMisc. cost: $100( c Z+ ?' B0 d0 a' }+ i- s
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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