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原帖由 过路客 于 2006-2-7 08:04 发表3 n5 s/ i2 W& Y
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 5 D' K# b2 T, C7 ~
House Price = 280,000
2 _; ~( G. w4 \: ?7 e- |Down Payment = 98,000 (35% of total price)' l6 |% b9 G& p/ P# F9 S: V' c
LOAN = 182,000
0 a, O) i9 i' T0 c$ TINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
- X7 l; e2 |3 r& U4 j4 X! a/ [YEAR = 25 4 p6 M9 N5 M' v2 S- i' }& l% h3 c
MONTHLY Installment = $1,034 . I" B% Y; E4 _# Y
8 a$ \7 y4 Z" [
Property Tax : $250 " P* @2 L9 y* [: ~1 l( O
Gas+Elect.+Water : $350
; \5 B! z0 x% S/ C( e9 n7 P$ dMisc. cost: $100# r$ f, s+ {( M% x
______________________________________________________________7 q3 e4 ~& ~1 Q4 r4 C# k' t3 f
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
9 {+ j+ M. u* {& s/ a: I
& o2 \% y0 Y: i. m[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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