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原帖由 过路客 于 2006-2-7 08:04 发表* ~* {, C. W0 M8 s
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? % F: c3 H" F" m# V2 O
House Price = 280,000 2 `3 }0 ]3 E& N/ { R
Down Payment = 98,000 (35% of total price)
' y6 {, x2 {5 L1 z2 RLOAN = 182,000
, w; Y0 ]* J! ~! p* ?6 r: p/ c! cINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) " M) m2 x7 J3 m- z* }+ x
YEAR = 25
$ X4 e0 Y5 ~7 K3 hMONTHLY Installment = $1,034
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3 L& M+ z- u; a0 cProperty Tax : $250 4 b# Z) ]) r# f6 t9 B! E
Gas+Elect.+Water : $350
$ @: ^, C E8 R3 H; A$ gMisc. cost: $100
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4 l/ ~2 F1 E. \. WTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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