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原帖由 过路客 于 2006-2-7 08:04 发表
1 T4 d3 [. c$ G' W/ _- |请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 4 e: G; h) |/ c9 N& G! U! j
House Price = 280,000 1 ]5 X7 S8 W; E; I% m7 V% Q
Down Payment = 98,000 (35% of total price)
* g3 L3 T* g% f+ y3 Z2 N" V6 QLOAN = 182,000
4 p3 n4 b8 E/ `" MINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
! x2 ^: ?; `* q' LYEAR = 25 1 E* M2 M: S* f4 ~6 z
MONTHLY Installment = $1,034 - m* m3 U( h8 F% c
2 q1 C5 ?0 b, l: j: D1 p; o" U, XProperty Tax : $250 7 L5 T5 B( s( i$ t: O
Gas+Elect.+Water : $350$ l! E) k/ U- M: p# |+ d
Misc. cost: $100; F! _8 d' I) ~5 J1 M4 m* ^
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3 c: j' [) B5 ?& t8 O& pTotal Monthly: $1734 (Just a rough estimate based on rule of thumb). z1 w5 D1 ~9 Z) U$ R! ?
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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