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原帖由 过路客 于 2006-2-7 08:04 发表
# ^ I4 t4 f: z/ C4 q9 k请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? * b' J1 m {. V `7 m7 W
House Price = 280,000
0 _/ s& T9 H: E ~& B5 sDown Payment = 98,000 (35% of total price)
3 k# l( Q5 P9 `6 b# @; tLOAN = 182,000
! h/ A, f" x9 u( QINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 1 o- z5 `9 `/ y
YEAR = 25 5 i/ d/ _5 K' f8 {$ h3 g& g
MONTHLY Installment = $1,034 4 F( g, \5 d0 \+ R% f, R h7 \0 k0 ^
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Property Tax : $250 $ B9 y1 x& i# f) {4 m- J4 x6 I
Gas+Elect.+Water : $350
5 P. g( X3 T! pMisc. cost: $100: b8 q8 U4 F4 g$ T* @
______________________________________________________________% L s4 e! F$ `7 X* g" M* `' f
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)( d& i$ P9 z4 _7 J* E5 i
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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