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原帖由 过路客 于 2006-2-7 08:04 发表9 N( {* P& N& u8 X
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
# n! x( G8 x- }' `4 Z$ f8 u* sHouse Price = 280,000 ! \! x7 o; F [( {! Y1 m
Down Payment = 98,000 (35% of total price)2 c% g9 M- F; O0 \- k: G
LOAN = 182,000 & U+ Y8 H6 M+ J' b" ~) l
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
( G1 J/ v: @( d$ }# MYEAR = 25 ! F8 f% G! X' p! P
MONTHLY Installment = $1,034
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3 x, z2 y6 [. L/ R6 r% AProperty Tax : $250 7 @& B% |; s6 Q) Z( E! X% C- w
Gas+Elect.+Water : $350' F: Q: U$ f5 t4 f
Misc. cost: $1000 o: Z/ _/ b- J
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)- _: t4 _8 r( g; v- L
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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