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原帖由 过路客 于 2006-2-7 08:04 发表1 M7 e8 \* o' k& j4 M6 ?
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
0 q1 P0 i8 E% Q# GHouse Price = 280,000
2 D: K5 U6 }# b( HDown Payment = 98,000 (35% of total price)
- b" j# a( @! f5 i- SLOAN = 182,000
! q" `% k2 `: a; l+ VINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) : x$ S; N+ F; n2 ?, P! z2 `1 d
YEAR = 25 % `5 n4 m* {, s+ Q7 o9 j- t
MONTHLY Installment = $1,034
9 [+ q( t( _4 ~# P" K
3 v, d7 J5 P! E4 f% t& _- [( TProperty Tax : $250
( ^8 U+ a- A2 B$ [Gas+Elect.+Water : $350
& d, m! |/ ~, RMisc. cost: $1004 [" p# |* t7 k% N; X/ i
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! g! N7 R+ b: \: N# ~3 QTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)) D& ]9 h" I: ~( F
) E( R8 ~/ M7 z! a5 @[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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