The rate is prime rate plus 1. 0 G5 e5 J$ L1 n! \
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You can pay back whenever you want. & f. I& J8 _4 e5 I ! _1 r2 { d5 o8 _# M3 |As I know, the first time if you borrow over $30,000, it is service charge free. Otherwise, they will charge you some money. Anyway, not too much.