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首次买房每人可从RRSP中预支最多20,000$做首期,有谁知道详情?

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发表于 2006-6-18 22:07 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
首次买房每人可从RRSP中预支最多20,000$做首期,然后每年还。 有谁知道详情,说来听听。
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发表于 2006-6-19 16:06 | 显示全部楼层

HBP

The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:
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2 ~* }3 }% C9 b. e6 y! w& ~You and your spouse can each borrow up to $20,000. ; {3 _  V; K2 Z0 P" T5 ^
The funds must have been on deposit at least 90 days before you withdrew them.
- j# v9 C' g& UAt least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn.
# r8 g3 X/ z4 kA signed agreement to buy or build a qualifying home is required. " @9 E; l: [+ `1 W5 Y  Y
You can only participate in the program once.
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发表于 2006-6-20 20:52 | 显示全部楼层
原帖由 MORTGAGEWISE 于 2006-6-19 16:06 发表! t$ F# T$ k, a
The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:
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$ ^% J+ K7 |7 a1 o( L8 dYou and your spouse can each borrow up to $20,000. + k  R" g" J, H9 ~2 I$ N0 U
The funds m ...

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我第一次买房时没有用,第二次买的时候还可以用rrsp付款么?
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发表于 2006-6-21 22:38 | 显示全部楼层
老杨团队 追求完美
当然不行了, the plan is only for a first-time home buyer!
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发表于 2006-7-9 10:10 | 显示全部楼层

请问MORTGAGEWISE

怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去,那哪一套应该算是第一次购买的呢?谢谢。
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发表于 2006-7-9 11:19 | 显示全部楼层
原帖由 梦里花落 于 2006-7-9 10:10 发表
/ H" T: x( M1 u  i4 D- m怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去, ...

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Good Question!
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我的观点是, FIRST TIME HOME BUYER, 应该以你签订正式的购房合同的时间为准,但最终的裁定属于CANADA REVENUE AGENCY SERVICE。
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