 鲜花( 327)  鸡蛋( 0)
|
本帖最后由 PTL 于 2013-3-12 10:45 编辑 1 j* ?5 u9 C* `
kismet 发表于 2013-3-12 09:34  / H' N8 v R% B8 w( I
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
/ _4 N3 C! c) _4 B. ?你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/1 d& l6 R9 z7 Z3 M# W! J+ a2 |
5 Y7 t; `7 g' ~2 d! ^6 k* d$ v
What are my options if I leave the Plan before I reach age 55?& b; A' B6 |5 I0 E7 g* d4 M: D# g
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
# h5 k. F! k+ s& I Y+ I
5 O3 J0 L8 Z3 U6 YWhat are my options if I leave the Plan before I reach age 55?7 A j$ t% h, W' R' ?7 Z# z, G4 b
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.$ D+ z* ]- G6 v; h: L- l
- c+ x/ j# k. JIf you are 55 or older, you may:
9 ^& ^3 c0 @ \4 j. f1 {
( x* T6 ^6 ~* i, P0 @receive an immediate monthly pension, as well as any
* }' ^. a. y: O& n6 i! i0 Hexcess contributions. (If you choose to receive your& Y* W i2 h) v+ \2 y- e
pension before you turn 65 or before your age and years9 v4 R3 q# N' K
of service add up to 85, your pension will be reduced.6 Z: A6 b1 |+ e" x
1 A+ b9 L' M- T
Reduced pension
" y- u; y8 L' M+ s% @: \7 f0 ^. N% P+ L" N1 S
You can retire any time after you reach age 55 if you have at least f2 S. w8 s, i' f2 e9 w
two years of service (including any CPS). ; d6 S& K. X+ D) t4 g2 r
9 [5 m2 ~& D6 v. d: MYour pension will be reduced
" x6 m' y: n7 i/ Aby three per cent for each year you retire early.
) t r g8 c( G f3 H
: `" N( B# q5 N# \# aThis reduction will
. `* h: A6 i0 r4 Nbe based on the number of years your age is short of 65, or on the
0 {- {" s. Y5 D. ], C3 Znumber by which your age plus years of service is short of 85 points,8 V; X8 c4 \0 P& D+ [) ]3 b
whichever gives you the higher pension.
- J' V! K0 S2 h4 ^& y) a, M: p8 Z4 \3 S1 }
Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
+ |6 r8 X4 z' Q' {' ?2 t1 q9 h6 z9 m# {9 k2 ^( f
|
|
楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
