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原帖由 来加多年 于 2006-9-18 17:09 发表
3 E2 g# n2 \0 x! q9 R: _1 s# tSorry no Chinese input.
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I could be wrong on this little calculation:9 o# B w0 i! c; m
$ d7 Z3 I0 p) e" o8 \Assume I have 75000 CAD on hand right now.
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. W# z: F9 L- I' v7 uIf I buy GIC, interest is 4%.
/ {. z6 G9 m: @8 [7 e( \+ I) p, _, FI also have to rent a dwelling to live in: $ ... 5 E1 b o( Q5 x9 j
你算得不对吧?第一年你收入6000,但是借债225000+利息,资产表收入应该是负值.你的收益应该是资产(房屋当前值)-负债(应付贷款),即 300000*1.02-(225000+利息-第一年payment).要等若干年后,这个值才会变正.3 A" e- J* j' D' R
不算债你当然赚啦. |
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