get a no-fee US$ credit card (e.g. i use TD USD VISA) , T2 [& O1 u( m' n* K+ Kfind someone who are willing to exchange with the XE rate0 W; [( s1 S5 u& l" t
deposit your USD either to your US$ credit card or any US denominated chequeing/saving account( E# K- x$ \" o7 _. Z+ U
go to the US and have fun (with thousands of dollars of bills to pay of course) " d1 T# [# @3 npay your money when you get home- v$ ], M! i! o1 n0 s+ z( e: ^/ q: |
2 |& `$ ]( T' Y- ]3 Kthe rule of thumb is: the less you get your service from the banks, the less you will have to pay # _7 v% |, \- N ' R d# D) B/ \- `9 }1 s qIf you can't find someone who's willing to trade with you - you can trade with your bank with some costs depending on how much you trade. The worst is to swipe your CAD credit card in the US. Both VISA/Mastercard and your bank will skim profits every time you swipe your card.
非常简单,到BMO办理一张美金账户Mastercard ,到美国直接可以刷卡,没有兑换汇率的损失,没有每次刷卡的手续费,回来后自己看哪天汇率比较好,去兑换美金,还回去就好了。非常好用,千万不要使用加币账户的信用卡到美国刷卡,那个手续费和汇率等到账单来了你会发觉黑你没商量。visa 的手续费是每笔数1.76元(如果你买东西退货,这边手续费是不退的。)2 {7 `8 }# x* I- Y h