I think that it has some issues here. `- d x5 p0 Y! n' U; s# L' P9 O: D7 m' O, b: `
Who can get from banks 0.50%, 1.00% ? I can't. It must be private the mortgage. Or mortgage lender is parents to their kids. Private lenders usually charge 5% -12% a year when borrowers can be approved by a big bank. $ g% u# L6 T0 e" D' P* A( f
/ Q* B. [$ M. NThe questionaire design here has some issues, and people who answered questions are not honest. The results are such statistics can not make any reasonable conclusion.