房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
5 b5 R5 \3 q- b( m) l* ~4 L现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.

Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
) v  e4 c" ?0 U; z3 r) o3 IThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

! l. B) h/ @. W. x3 M: t5 E2 s
8 ~2 ^5 D- u: l# n理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

4 r* U# P0 W: }( X/ {年底现象，没事

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