房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
/ p' \" Q" h$ F! k* L
, P0 T% s+ D9 t! U) t6 ]Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
8 v& R" @4 {$ E/ }. S8 i/ s4 ZThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

& C0 H! l6 k* f
理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
( K+ ]) n' w8 J1 }" ]4 y不是基准利率涨了，是银行减的少了，原来是p-0。7
& n8 b4 t5 m$ W2 O现在只有p-0。6

5 E- l( h: w5 s5 A年底现象，没事

xexe