贷款买车中一个费用问题

hellosam

请问，贷款买车中有一项是叫"Option Credit Insurance" ,是啥项目来的？

Edmontonian18

It is creditor insurance, including life, disability and critical illness.  
( c6 u% M) [, t1 w5 a) G
& P# h6 s0 l' ?7 Y( {; g+ OJust in case the applicant passes away during the payment period, the insurance company pays it off. No more liability for his estate...