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Step 1 Do you qualify
/ n% x+ \6 Y$ pTo qualify for the survivor’s pension, you must:8 l4 L% @% g! d. V( x6 m
6 y0 N3 O8 [8 Abe legally married to a deceased CPP contributor. M5 u: \5 I# b: D& c
be the common-law partner of a deceased CPP contributor
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' g- v0 D6 d6 J4 K) Y4 YThe amount you receive as a surviving spouse or common-law partner will depend on:
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1 @/ ^/ q1 j7 f* ]& k$ d! hwhether you are younger or older than age 65
& T# c! g% {6 \: m. vhow much, and for how long, the deceased contributor has paid into the CPP, _+ @7 B* @# O% K/ b( g4 k7 W8 Y
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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! R$ }1 ] L" P7 w' m$ _' y% X& j: sIf you are age 65 or older, E& N* y( k$ X) t' Z3 h8 d3 t1 V
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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# i! V9 X* a! ?" \: K( `* NIf you are under age 65+ J/ |+ ]: {/ R+ W6 ~9 n2 P. J
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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