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Step 1 Do you qualify
$ G1 {3 ?+ f2 E+ u" w7 }& h* vTo qualify for the survivor’s pension, you must:4 q1 m( M# b& l. w% c# d3 ]) q A
u8 C3 J! ?7 H; Bbe legally married to a deceased CPP contributor
/ B3 a2 s5 y1 @/ ^8 Wbe the common-law partner of a deceased CPP contributor0 U4 J; G1 O) g& `
! |9 C6 O/ J# ^1 a2 b! w' X: Y- @The amount you receive as a surviving spouse or common-law partner will depend on:: _0 r& B) Q6 P8 K% J6 z
0 L# c$ E O/ I5 ]) K% j( c- v6 awhether you are younger or older than age 65' M7 z, |2 {% t$ v
how much, and for how long, the deceased contributor has paid into the CPP% i: c- b) ~6 D9 m/ c; C
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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( q3 L7 f% s8 k7 W3 R7 xIf you are age 65 or older
+ g; {8 e1 h {( N! U& GYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits. r- B% A' O3 e& K! ]( j7 x% I# g
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If you are under age 65- e! C" d" e8 L2 H X
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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