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Step 1 Do you qualify6 Q2 s3 w( D0 j/ J
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor1 R" a5 D& t4 E2 K
be the common-law partner of a deceased CPP contributor% e9 `5 H b# ^' E3 s" H# u
Q% I0 n) W5 n1 Q; \* \The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
: [$ e! J' x8 s3 B! ?8 k7 s6 rhow much, and for how long, the deceased contributor has paid into the CPP. V8 `( E4 p5 \9 d6 U
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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, f: |! y" K7 }! zIf you are age 65 or older
7 G9 A4 t' j, N3 `You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65% K0 H* g: y0 ]; f B
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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