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Step 1 Do you qualify
, ^) [/ ?# Z9 e4 iTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
" M, s" M% V. f& V) g8 m' X8 Pbe the common-law partner of a deceased CPP contributor, d* l! J! p* o! z
, E; @7 U7 s# X) ?The amount you receive as a surviving spouse or common-law partner will depend on:4 }1 }6 m2 ^ \1 E; |6 g
: P+ K5 l4 R Owhether you are younger or older than age 65
3 e5 E2 T5 g- [- S# qhow much, and for how long, the deceased contributor has paid into the CPP$ S4 U+ W. D% l1 T! c3 L$ _! L7 t/ ~
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older7 ^* c* O0 @' K, ^, E8 {% I
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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! V( E: i1 w ]' m( }If you are under age 65
! J3 |, v6 L5 z. Y/ x3 R4 _# }$ \8 ]You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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