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Step 1 Do you qualify
- p2 ~3 N+ @. s& ]* tTo qualify for the survivor’s pension, you must:% J1 D) y, K2 ^2 Z
j; o8 [* J3 J, s g3 lbe legally married to a deceased CPP contributor
1 ^ A6 c! h2 z) r( Sbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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0 h9 ^6 C6 N, D1 k0 x' |whether you are younger or older than age 65' J- ~( L5 F) n. j) ~/ ?
how much, and for how long, the deceased contributor has paid into the CPP9 p6 }' e: q- Z7 {) x+ ]
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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2 @& l- e5 Q- D" _8 \: AIf you are age 65 or older# W6 \( O! w* H( y+ R
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.0 B( K( `$ y4 P3 z+ U- ^( ~
* z; u; t8 V) e% B6 z$ C: X8 S6 X1 O: mIf you are under age 65
' g; i+ V/ }$ E* v' ]5 [9 @, ?You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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