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Step 1 Do you qualify
+ G$ S: S: S3 q, @To qualify for the survivor’s pension, you must:6 j- Y1 Z, w& e, Q9 k1 H
B" b% W- x6 I: C" \be legally married to a deceased CPP contributor
+ q' S, O. }2 [be the common-law partner of a deceased CPP contributor
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1 A* m8 ~9 y& X" k! H' e9 y; N; [The amount you receive as a surviving spouse or common-law partner will depend on:; }8 |6 k* O/ k' H
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whether you are younger or older than age 656 S% P; l/ h5 R
how much, and for how long, the deceased contributor has paid into the CPP+ {2 H& C' K' j2 V2 z7 V2 {
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.' x: d4 t: k, H
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If you are age 65 or older- h. C! e$ k4 C& g
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65+ a/ r: W! @5 g+ q# V8 \: n
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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