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Step 1 Do you qualify
! x' @# f7 \- DTo qualify for the survivor’s pension, you must:
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; Y1 h$ m3 B$ `be legally married to a deceased CPP contributor
9 h; D4 D7 }; ~9 _0 ~8 pbe the common-law partner of a deceased CPP contributor' f1 C$ ]: e& S) {2 Y# I
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The amount you receive as a surviving spouse or common-law partner will depend on:* j7 ]8 }+ U4 z4 X
) g, a5 d' G \3 q+ Z8 Lwhether you are younger or older than age 65
9 {. V1 J% i# m p# chow much, and for how long, the deceased contributor has paid into the CPP$ B. J* n6 v- W& g
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.+ `' o2 i" v; H# W
: E) _$ C; y- @& _2 P0 AIf you are age 65 or older6 Y7 f$ R) T% U ?) m: u
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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0 L! h) _3 b- E1 W6 z) FIf you are under age 65
. D1 Q" O" V7 }. D5 HYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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