What is the Stable Chronic Condition (SCC) option? + B( S7 w8 _. | n: a! KThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). % H6 b: H2 `4 }( ?7 d7 H2 VWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic 6 |: I/ T& @" v. d$ r2 Q$ \condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and* Y8 y+ x j7 z/ `
• there have been no new symptoms or change in symptoms; and/or ! w' f7 r5 T& j9 Y a• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.0 F! R1 m% f# @1 [/ H
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.