房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
9 Q8 e1 j+ A  {现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
0 V( i  E, U; H7 U3 Y/ j+ J
  Z& D6 h# H8 }0 G" j7 t2 G- h) O, pBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
2 Q+ B# K' t% b$ H1 }& [/ `The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

8 R+ L) s. J0 N2 `
理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
  V4 G* X3 n' w- X1 b7 U不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

3 ^* v5 X1 x" w6 ?/ p! D年底现象，没事

xexe