房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
* c* z4 G4 n+ p- I# a现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
' k6 _2 U# y0 {  r
! o, u" s+ h8 u' t% X6 a$ E, m, aBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
% t- {6 u8 E* j  vThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

* |/ t* }1 |& X: h2 r9 g
5 U5 |# b% v- _# C) M$ g理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
8 R  _. _7 C4 {+ o不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

年底现象，没事

xexe