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加拿大最好的活期利率 RRSP TFSA

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发表于 2010-1-17 11:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。6 h% Q8 x# l: W; i4 v2 g4 n

# s; o3 z: w$ Z8 Y3 L  k( H+ S开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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' r0 U4 E* J% ?' H3 H$ v注意申请者需有SIN。
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- B/ [9 h- y& u9 d  eING DIRECT的所有利率情况如下:
" f  T  G! A9 D; t2 s( q! m6 ~Investment Savings Account (ISA) 1.35%
% H4 [' D* n( H; P' x; f8 V# bUS$ Investment Savings Account (ISA) 0.75%( Z3 ~1 S+ d: q/ \
RSP Investment Savings Account (RISA) 1.35%
3 d3 |8 O# \# u6 E1 U: C- e/ uTax-Free Investment Savings Account (TFSA) 3.00%
  Q1 G; B* C% X& A3 kChildren's Savings Account 1.35%5 J4 R1 j) v' j) y+ i$ ^' j
Business Investment Savings Account 1.35%% r0 s$ n3 _, T& Y/ d, b$ h/ }
US$ Business Investment Savings Account 0.75%7 `0 w5 _; C5 J4 e
Guaranteed Investment (GIC) - 1 Year 1.25%
" ~3 W$ e) j* LGuaranteed Investment (GIC) - 1 ½ Year 1.50%
9 u' Y4 \* X' b- c. y; U3 @Guaranteed Investment (GIC) - 2 Year 2.00%, ~, W' h6 ]1 W8 @0 Z$ S2 r- h" E
Guaranteed Investment (GIC) - 3 Year 2.50%
& r$ G! ]2 W3 s4 C4 z+ MGuaranteed Investment (GIC) - 4 Year 2.50%' a; ^' f8 B' ^& }/ `/ p5 \
Guaranteed Investment (GIC) - 5 Year 3.25%
3 t) A( y0 N! D9 [US$ Guaranteed Investment (GIC) - 1 Year 1.00%
" }. Y4 z( P0 _$ W6 a! j) uUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
2 k" o$ I$ E4 D/ m  XUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
6 E, |" h) `4 G2 S) e! N/ n, VUS$ Guaranteed Investment (GIC) - 3 Year 2.00%! Z; I2 B, }' c2 a, j4 z/ o
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
( ^1 T9 J$ ^: j5 R8 o3 m* x4 xUS$ Guaranteed Investment (GIC) - 5 Year 2.00%
/ [7 [3 C2 p0 g  oShort Term Guaranteed Investment (GIC) - 90 Days 0.50%
  \; M+ @$ {9 p7 u8 N; H: [Short Term Guaranteed Investment (GIC) - 180 Days 0.50%" x9 ]0 g/ s$ T
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%3 i( z3 y* h4 Y6 T- _' ]
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
  V: Z+ b4 f- W9 |: s& ^US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%3 M  O$ v, |; m$ {* T4 ]: O
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%& S- h6 c1 d1 i0 D2 w
Business Guaranteed Investment (GIC) - 1 Year 1.25%
" d' t7 y5 H, M1 aBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%/ w" J" y7 O. y+ [- r9 d
Business Guaranteed Investment (GIC) - 2 Year 2.00%
5 s2 Y$ r+ l. |3 n! IBusiness Guaranteed Investment (GIC) - 3 Year 2.50%' ~7 L0 u* c/ E3 x! F2 r
Business Guaranteed Investment (GIC) - 4 Year 2.50%
& f0 Q. g' d3 m: t& j: cBusiness Guaranteed Investment (GIC) - 5 Year 3.25%7 \0 E% Q* Y2 K& Y$ H! _2 k
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
+ {* j0 F& R, G! kUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%' p0 U6 z1 i. J' S& a' e/ G
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
7 Z& H/ y. K% u+ j$ X* Y: q9 }4 VUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
( A) Q" x$ ?+ L5 n7 f1 q& aUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
. M, p: ?& j4 i- ^3 qUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
7 k# i( h1 F  u4 @Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%, b, K2 }( M& N2 O  u# M8 a0 Y4 w4 g/ J
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
3 n8 h$ ~2 f& J& `- QBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
" @( j( A" K) SUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%7 v& K4 t- w3 a
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
/ _/ P5 u5 C( v. d/ T' tUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%- I: \' ]; J# [
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
; f* H) \; P8 b. j$ O. KRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
: B5 A6 [. J3 _! fRSP Guaranteed Investment (RGIC) - 2 Year 2.00%: `! i; @& Q) i7 t) P- B6 S& C7 t8 R
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%8 ?0 y; G, h2 M
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%5 m6 h' ^! ?5 q" [
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
3 v4 `( H: d3 J$ Q: }. `/ fShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
0 p2 ]) \/ m1 T5 \; xShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%/ d! W' Q- d1 c
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%7 m# Z6 E5 n. g. ]3 r
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%% |4 P5 G$ w3 ?
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
# f6 a  Z3 O$ S, STax-Free Guaranteed Investment (GIC) - 2 Year 2.00%0 g: C4 ]+ Z  e; \
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
  {6 e. [% u4 l: a  v. TTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%; f( \" g# @, v9 N9 R: C1 N1 `5 a
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%# ?3 E4 @9 Q: T6 [% H7 M2 e
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%- U, o! t0 E% N# s, P
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%: H7 M0 z. \# e- S+ V4 m" l, x" A
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%; w- D) y2 {! k: M0 x/ w
Credit Account as low as 3.95%
, x  `7 C; m" C. u  \3 q" Cunmortgage - 1 Year 3.39%
. Z5 B& f: b: w% C! G: O& lunmortgage - 2 Year 3.59%
' y; s5 }( W( t% `6 B( Aunmortgage - 3 Year 3.65%
7 w( |. L8 e- F+ n# o3 l& S  ?unmortgage - 4 Year 4.09%
$ H3 q* p, H( x) }unmortgage - 5 Year 4.49%3 i- J3 k1 E$ r' e# k8 O
unmortgage - 7 Year 5.50%
5 b  l' k) r" ]6 N: Munmortgage - 10 Year 5.50%
1 z4 {6 ~( B, a: o# wunmortgage - 5 year variable
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