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如何赚取最好的活期利率

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发表于 2009-10-4 15:33 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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* S( z  {7 r0 ^+ ?1 F" l开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key)13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。) b& R- w( `  B1 W. o/ {

/ b2 b% [/ W8 x  h% n注意申请者需有SIN。, U/ O( W4 p4 z) z

  }3 f9 Y6 r: J3 ?; CING DIRECT的所有利率情况如下:2 L4 P) X6 b) d0 I
Investment Savings Account (ISA) 1.35%
6 S/ K2 ?+ d" R% c; G( DUS$ Investment Savings Account (ISA) 0.75%, y" n' R  V4 P" O5 H" B% ?/ h
RSP Investment Savings Account (RISA) 1.35%. d2 S! V$ W. f" f* p
Tax-Free Investment Savings Account (TFSA) 3.00%/ |6 l9 r$ C2 z+ N9 f
Children's Savings Account 1.35%+ a( ?1 `( F- R/ }7 M
Business Investment Savings Account 1.35%
+ ~. k$ A) s; n. N. k8 v# `US$ Business Investment Savings Account 0.75%
# V8 ^$ T4 f6 T5 xGuaranteed Investment (GIC) - 1 Year 1.25%
% Y+ S. ?* z/ A* ]Guaranteed Investment (GIC) - 1 ½ Year 1.50%, f# G/ p# z5 P8 B& U7 ]3 G
Guaranteed Investment (GIC) - 2 Year 2.00%
) D4 _* b3 Q1 L+ K0 f* wGuaranteed Investment (GIC) - 3 Year 2.50%
$ |$ |- Y9 ^( g, F7 o9 BGuaranteed Investment (GIC) - 4 Year 2.50%; k- [$ R$ U  M# N+ d6 d7 D+ x: J
Guaranteed Investment (GIC) - 5 Year 3.25%
" v& I  F3 {) Q* K) ]; P; g* xUS$ Guaranteed Investment (GIC) - 1 Year 1.00%" j( y5 Z/ t) X; o
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
2 n- @" P" L9 NUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
# ~7 C4 f- [. ^& ]US$ Guaranteed Investment (GIC) - 3 Year 2.00%. J5 X/ J2 I7 b
US$ Guaranteed Investment (GIC) - 4 Year 2.00%% X* ?1 E! _: d, P! F2 Q
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
) R9 a" A4 S/ h" y( C8 A9 n5 NShort Term Guaranteed Investment (GIC) - 90 Days 0.50%
& ^) R  n: K2 o) G& v$ ?$ U* L$ `Short Term Guaranteed Investment (GIC) - 180 Days 0.50%( j6 \( G, H8 \1 n- k$ ]: M
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
6 M- x; e+ `3 X0 o6 r7 |3 M$ UUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%. `* E/ m/ l4 |3 t5 |- p3 O5 p2 s
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
! s2 \" @. T; j% @; PUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
1 a: B9 I7 S. _Business Guaranteed Investment (GIC) - 1 Year 1.25%, j4 V$ t, U6 g  P, \# x; i5 A
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
9 g" G4 s& i/ T3 i" [6 vBusiness Guaranteed Investment (GIC) - 2 Year 2.00%
8 P- O! ~+ q6 U8 s! Z9 WBusiness Guaranteed Investment (GIC) - 3 Year 2.50%' D9 V" @: ?0 x. H. y* o
Business Guaranteed Investment (GIC) - 4 Year 2.50%
% t. f2 P& w$ l9 L" B. QBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
6 w" }) m% }, V- l( e% x" B2 XUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%7 g* i0 x, D! K9 y
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
7 z- ?! M4 N: e/ bUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
* Q. ]' y' t, m* wUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%9 D& X, R; o$ g9 e
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
  K9 l# }- V' G# E4 k) fUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
  d) d, E8 W# a3 e% K3 yBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%* [$ M3 f; h8 s6 Q) J8 |
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%' c6 N+ ?; T& ~7 }6 M8 ~0 S  Q
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
/ Z5 P. S1 _; C4 ~7 a( _US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
4 c/ b& d+ c, f0 U3 ?) VUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%0 y. j# L: n, G' o+ p
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
8 e  N  Z( R) \8 v" z4 HRSP Guaranteed Investment (RGIC) - 1 Year 1.25%  C  }: J4 _& C( O+ L* A  C; U- `
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
1 [! ^+ ~3 ~8 E! I, V. ~RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
: |; Z% T$ E% R; s% c0 TRSP Guaranteed Investment (RGIC) - 3 Year 2.50%
1 \8 O  r( m# ^1 e  }RSP Guaranteed Investment (RGIC) - 4 Year 2.50%" u# Y- f' I/ |( L8 ^0 f/ M
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
8 r+ h' S2 c3 p. [, f2 LShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%( i0 O! @1 A4 ~0 u6 D
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
( N/ o0 Y6 Q+ V5 m) V2 t( f  TShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%+ l! K8 {: _" q! I$ I, c  b' v
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%: n. H& d2 m8 ^1 T/ @
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
5 |2 A7 F- }1 L3 j4 A  q4 R5 qTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
, n$ |& w+ O/ V3 HTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
, r- i  _* e; j" LTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
  y( s; _2 a; W/ zTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
' |! F$ d7 _; a7 `1 f0 Z) HTax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%1 n, }7 h  ]* ~+ i, d* g
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
  y8 _  g" L  ^& _' \Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
' v- }$ A% c1 r; F9 ]6 [2 f: CCredit Account as low as 3.95%
" j& Y  z: J# w3 U1 @8 Munmortgage - 1 Year 3.39%2 J, ]. B! y5 V' x
unmortgage - 2 Year 3.59%
6 v' F# F/ ~1 P+ sunmortgage - 3 Year 3.65%% U# f$ z" q4 T; ]6 e1 x
unmortgage - 4 Year 4.09%- f* ]: c3 |4 e( @% C
unmortgage - 5 Year 4.49%
7 [$ V2 o0 O% l8 n' B7 X3 @unmortgage - 7 Year 5.50%+ S# {' R0 f& _2 }
unmortgage - 10 Year 5.50%* j) Z% h( u2 o- d5 x3 \
unmortgage - 5 year variable
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