What is the Stable Chronic Condition (SCC) option?( }3 J3 y/ o& y1 g
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). " B. h# ~) a0 f. Y. ~2 G+ O, tWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic+ p& F9 V; ?' l$ {
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and 6 c; t& H" O( K$ b! y9 X' w• there have been no new symptoms or change in symptoms; and/or7 t* A5 Q1 a( ? W8 b& \4 J
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. ; N2 t7 n$ ]$ b0 |1 O. m% A1 c$ {If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.