What is the Stable Chronic Condition (SCC) option?& b a1 G; g) L
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 9 O: P# @4 d8 T" ^6 h1 _When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic2 z" N$ d F% ?; x& f
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and+ E5 }4 i+ D! Y' L3 Z( U: c
• there have been no new symptoms or change in symptoms; and/or$ n4 ^) I# a+ X! R
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.5 {- [$ Q: x" F3 c; P, R
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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